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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Jim N. Turner

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Bankruptcy & Debt, Bankruptcy Litigation, Credit & Debt, Foreclosure

As a law firm providing experienced Attorney - Lawyer legal services, assisting Orlando and Central Florida residents with Employment Law, Contract Re... (more)

FREE CONSULTATION

CONTACT

800-796-2851

3670 Maguire Boulevard, Orlando, FL 32803

James Trammell Harper

Bankruptcy, Consumer Bankruptcy, Bankruptcy & Debt, Credit & Debt

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CONTACT

1510 East Colonial Drive, Orlando, FL 32803

Stuart Ferderer

Commercial Bankruptcy, Workout, Credit & Debt, Foreclosure

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2601 Technology Dr, Orlando, FL 32804

Vera June

Bankruptcy, Business Organization, Credit & Debt, Foreclosure

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283 Cranes Roost Blvd., Altamonte Springs, FL 32701

Eric L. Hostetler

Collection, Credit & Debt, Insurance

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FREE CONSULTATION

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1980 Michigan Avenue, Cocoa, FL 32922

Kimberly Bonder Rezanka

Construction, Business Organization, Credit & Debt, Bankruptcy

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8240 Devereux Drive, Melbourne, FL 32940

Thomas Seville Rice

Family Law, Elder Law, Contract, Credit & Debt

Status: Licensed: 40 Years

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2913 Condel Dr, Orlando, FL 32812

Barbra Ruth Joyner

Litigation, Juvenile Law, Business & Trade, Credit & Debt

Status: Licensed: 28 Years

CONTACT

1470 E Michigan St, Orlando, FL 32806

Richard Martin Nazareth

Trusts, Civil Rights, Credit & Debt, Personal Injury

Status: Licensed: 18 Years

CONTACT

124 S Bumby Ave, Orlando, FL 32803

Jerry Lee Hanbery

Construction, Employee Rights, Banking & Finance, Credit & Debt

Status: Licensed: 17 Years

CONTACT

717 Sweetbriar Rd, Orlando, FL 32806

800-814-6700

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

COLLATERAL

Property that guarantees payment of a secured debt.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

FDCPA

See Fair Debt Collections & Practices Act.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Orlando Credit & Debt Lawyer, Florida

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Jim N. Turner

James Trammell Harper

Stuart Ferderer

Vera June

Eric L. Hostetler

Kimberly Bonder Rezanka

Thomas Seville Rice

Barbra Ruth Joyner

Richard Martin Nazareth

Jerry Lee Hanbery

TIPS

LEGAL TERMS

COSIGNER

FAIR CREDIT BILLING ACT (FCBA)

TOXIC TORT

COLLATERAL

SECRET WARRANTY PROGRAM

CHAPTER 13 PLAN

LIMITED PARTNERSHIP

SECURED DEBT

FDCPA

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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