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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Justine Theresa Koehle

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Bankruptcy & Debt, Real Estate, Lawsuit & Dispute, Personal Injury, Construction

Justine grew up in the small farming town of Woodland, California. She stayed in the area for college, graduating from the University of California, D... (more)

CONTACT

509-736-1330

2415 West Falls Ave, Kennewick, WA 99336

Jeffrey M Andrews

Electronic Commerce, Business & Trade, Business, Commercial Bankruptcy

Status: Licensed: 19 Years

CONTACT

148 Mckinley Springs Rd, Prosser, WA 99350

Michael L. Everett

Alimony & Spousal Support, Child Support, Adoption, Bankruptcy, Child Custody

Status: Licensed: 51 Years

CONTACT

1106 Chainti Lane, Prosser, WA 99350

Benjamin J Riley

Contract, Bankruptcy, Personal Injury, Elder Law

Status: Licensed: 21 Years

CONTACT

1112 Meade Ave, Prosser, WA 99350

Christi L Phillips

International Tax, Estate Planning, Criminal, Credit & Debt, Wills

Status: Licensed: 32 Years

CONTACT

723 6Th St, Prosser, WA 99350

Jordan Dale Beck

International Tax, Estate Planning, Criminal, Credit & Debt

Status: Licensed: 14 Years

CONTACT

723 6Th St, Prosser, WA 99350

Jessica L Parsons-Blankenship

Commercial Real Estate, Land Use & Zoning, Business & Trade, Commercial Bankruptcy

Status: Licensed: 22 Years

CONTACT

2463 Morency Drive, Richland, WA 99352

Melvin Nolan Hatcher

Federal, Contract, Administrative Law, Commercial Bankruptcy

Status: Licensed: 46 Years

CONTACT

733 Summit St, Richland, WA 99352

Paul Loomis Hendrickson

Bankruptcy & Debt, Accident & Injury

Status: Licensed: 54 Years

CONTACT

Richland, WA 99352

Brian Robert Ragen

Land Use & Zoning, Business & Trade, Municipal, Commercial Bankruptcy

Status: Licensed: 38 Years

CONTACT

Richland, WA 99352

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LEGAL TERMS

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

CCCS

See Consumer Credit Counseling Service.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

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Paterson Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Justine Theresa Koehle

Jeffrey M Andrews

Michael L. Everett

Benjamin J Riley

Christi L Phillips

Jordan Dale Beck

Jessica L Parsons-Blankenship

Melvin Nolan Hatcher

Paul Loomis Hendrickson

Brian Robert Ragen

TIPS

LEGAL TERMS

SOLE PROPRIETORSHIP

GRACE PERIOD

FRAUDULENT TRANSFER

CCCS

TRADE DRESS

CHAPTER 7 BANKRUPTCY

CHAPTER 13 BANKRUPTCY

GUARANTEED RESERVATION

FRATERNAL BENEFIT SOCIETY BENEFITS

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