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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Lois Renfro Morris

Public Interest Law, Bankruptcy

Status:

CONTACT

Barbourville, KY 40906

Thomas Paul Miceli

General Practice

Status: Licensed: 10 Years

CONTACT

114 Court Square, Barbourville, KY 40906

Lois Renfro-Morris

Public Interest Law, Bankruptcy

Status:

CONTACT

Barbourville, KY 40906

Kirsten Renae Clancy

General Practice

Status: Licensed: 9 Years

CONTACT

700 Pitzer Street, Barbourville, KY 40906

Guy Earl Millward

Accident & Injury, Bankruptcy & Debt, Criminal

Status:

FREE CONSULTATION

CONTACT

Millward and Castle, Barbourville, KY 40906

Stefanie Joan Ebbens Kingsley

Government, Divorce & Family Law, Consumer Rights, Bankruptcy & Debt

Status:

CONTACT

100 N. Main Street, Corbin, KY 40701

Amanda Lester Hill

Lawsuit, Child Custody, DUI-DWI, Bankruptcy, Family Law

Status:

CONTACT

400 South Main Street, Corbin, KY 40702

Mary-Ann Smyth

Family Law, Divorce & Family Law, Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

Corbin, KY 40702

Jesse D Peace

Federal Appellate Practice, DUI-DWI, Civil Rights, Credit & Debt

Status:

CONTACT

718 18Th St, Corbin, KY 40701

Richard Graham Kenniston

Public Interest Law, Bankruptcy

Status: Licensed: 25 Years

CONTACT

1004 Maple Lane, Corbin, KY 40701

800-814-6700

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LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

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Pathfork Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Lois Renfro Morris

Thomas Paul Miceli

Lois Renfro-Morris

Kirsten Renae Clancy

Guy Earl Millward

Stefanie Joan Ebbens Kingsley

Amanda Lester Hill

Mary-Ann Smyth

Jesse D Peace

Richard Graham Kenniston

TIPS

LEGAL TERMS

UNDUE HARDSHIP

TRADE DRESS

SETOFF

NONEXEMPT PROPERTY

INFRINGEMENT (OF TRADEMARK)

IRS EXPENSES

PREFERENCE

DISPOSABLE INCOME

NONDISCHARGEABLE DEBTS

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