Pawtucket Bankruptcy & Debt Lawyer, Rhode Island

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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David L. Graham

✓ VERIFIED

Bankruptcy & Debt, Criminal, Estate, Divorce & Family Law, Accident & Injury

Since 1982, Attorney Graham has represented clients in many diverse areas of the law. He has represented hundreds of clients in the area of consumer b... (more)

CONTACT

401-861-4056

840 Smithfield Ave., Lincoln, RI 02865

Joseph Francisco Botelho

✓ VERIFIED

Bankruptcy & Debt, Immigration, Criminal, Estate, Divorce & Family Law

At the Botelho Law Group we have different attorneys, with different specializations; to help your case is individual needs. When choosing a lawyer or... (more)

FREE CONSULTATION

CONTACT

888-269-0688

48 East Manning Street, Providence, RI 02906

Jennifer A. Armstrong

Collection, Consumer Bankruptcy, Workout, Foreclosure

Status: In Good Standing

FREE CONSULTATION

CONTACT

353 Armistice Boulevard, Pawtucket, RI 02861

Thomas Madden

Credit & Debt, Estate Planning, Family Law, Litigation

Status: In Good Standing

CONTACT

222 Richmond Street, Providence, RI 02903

Ellen R Balasco

Bankruptcy, Family Law

Status: In Good Standing

CONTACT

The Turks Head Building, 76 Westminster St., Providence, RI 02903

Christopher M. Lefebvre

Divorce & Family Law, Bankruptcy & Debt, Estate, Consumer Rights, Defect and Lemon Law

Status: In Good Standing

FREE CONSULTATION

CONTACT

2 Dexter St, Pawtucket, RI 02860

Jacqueline Grasso

Bankruptcy & Debt, Divorce & Family Law, Accident & Injury, Workers' Compensation

Status: In Good Standing Licensed: 30 Years

FREE CONSULTATION

CONTACT

197 Taunton Avenue, East Providence, RI 02914

Clovis Gregor

Litigation, Estate Planning, Family Law, Bankruptcy

Status: In Good Standing

CONTACT

2 Dexter Street, Pawtucket, RI 02862

Mindy Montecalvo

Accident & Injury, Divorce & Family Law, Real Estate, Bankruptcy & Debt

Status: In Good Standing

CONTACT

574 Central Ave., Pawtucket, RI 02861

James A. Briden

Estate Planning, Family Law, Business Organization, Bankruptcy

Status: In Good Standing

CONTACT

17 Hollow Ridge Road, Rumford, RI 02916

800-923-0641

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LEGAL TERMS

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

FCRA

See Fair Credit Reporting Act.

FCBA

See Fair Credit Billing Act.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

Pawtucket Bankruptcy & Debt Lawyer, Rhode Island

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

David L. Graham

Joseph Francisco Botelho

Jennifer A. Armstrong

Thomas Madden

Ellen R Balasco

Christopher M. Lefebvre

Jacqueline Grasso

Clovis Gregor

Mindy Montecalvo

James A. Briden

TIPS

LEGAL TERMS

MEETING OF CREDITORS

FCRA

FCBA

TRUTH IN LENDING ACT (TILA)

WINDING UP

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

FAIR CREDIT REPORTING ACT (FCRA)

HOUSEHOLDER

GUARANTOR

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