Pelham Bankruptcy & Debt Lawyer, New York, page 3

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Jesus Cachaya
About | Practice Areas
Osorio Cachaya Law Offices, PLLC
203 E Post Rd 1st Floor White Plains, NY 10601» view map
Accident & Injury, Criminal, Family, Immigration
Experienced Legal Assistance!

Osorio Cachaya Law Offices, PLLC is a family-owned law office that has been offering a team approach to legal issues since 1999.Se Hablamos Espanol

800-318-9750
1. Jesus Cachaya White Plains, NY
  Attorney at Law- NY
  Capital University Law School, JD 2008
2. AboutOsorio Cachaya Law Offices, PLLC
  Experienced Legal Assistance!
3. Practice AreasExpertise
  Accident & Injury
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Douglas Manalieta Malcolm

Real Estate, Divorce & Family Law, Business, Bankruptcy & Debt

Status: Licensed: 29 Years

CONTACT

1179 E 224Th St, Bronx, NY 10466

Edward B. Geller

Consumer Rights, Dispute Resolution, Lawsuit & Dispute, Collection

Status: Licensed: 45 Years

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15 Landing Way, Bronx, NY 10464

Elias James Sayegh

Industry Specialties, Estate, Business, Bankruptcy & Debt

Status: Licensed: 26 Years

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615 Yonkers Ave, Yonkers, NY 10704

Elizabeth Shaghalian Vranka

Industry Specialties, Business, Bankruptcy & Debt

Status: Licensed: 33 Years

CONTACT

171 White Plains Rd, Bronxville, NY 10708

Erica Robin Aisner

Real Estate, Business, Bankruptcy & Debt

Status: Licensed: 22 Years

CONTACT

700 Post Rd, Scarsdale, NY 10583

Erin Kathleen Flynn

Commercial Real Estate, Landlord-Tenant, Foreclosure, Bankruptcy

Status:

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145 Huguenot Street, New Rochelle, NY 10801

Erina R. Ponzini

Wills & Probate, Estate, Business, Bankruptcy

Status:

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140 Huguenot Street, New Rochelle, NY 10801

H. Bruce Bronson

Traffic, Immigration, Bankruptcy

Status:

CONTACT

480 Mamaroneck Ave, Harrison, NY 10528

H. Hawthorne Harris

Other, Industry Specialties, Divorce & Family Law, Bankruptcy

Status: Licensed: 70 Years

CONTACT

6 Gramatan Ave, Mount Vernon, NY 10550

Henry Mark Kaufmann

Business, Bankruptcy & Debt

Status: Licensed: 68 Years

CONTACT

2 East Ave, Larchmont, NY 10538

800-923-0641

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LEGAL TERMS

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

FCRA

See Fair Credit Reporting Act.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

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Pelham Bankruptcy & Debt Lawyer, New York, page 3

Sponsored Law Firm

Osorio Cachaya Law Offices, PLLC

SPONSORED LAWYERS

Douglas Manalieta Malcolm

Edward B. Geller

Elias James Sayegh

Elizabeth Shaghalian Vranka

Erica Robin Aisner

Erin Kathleen Flynn

Erina R. Ponzini

H. Bruce Bronson

H. Hawthorne Harris

Henry Mark Kaufmann

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LEGAL TERMS

BANKRUPTCY

DEFINED CONTRIBUTION PLAN

401(K) PLAN

NONDISCHARGEABLE DEBTS

FCRA

CREDITOR

REPOSSESSION

NONEXEMPT PROPERTY

FRATERNAL BENEFIT SOCIETY BENEFITS

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