Pennington Bankruptcy & Debt Lawyer, New Jersey

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Candyce Smith-Sklar
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Law Offices of Sklar Smith-Sklar
1901 N. Olden Ave Ste 22 Ewing, NJ 08618 » view map
New Jersey & Pennsylvania Bankruptcy
New Jersey â€¢ Pennsylvania

Candyce Sklar-Smith is a practicing Bankruptcy lawyer with over 10 years of experience. Ms. Sklar-Smith is licensed in both New Jersey & Pennsylvania.

800-809-2781
1. Candyce Smith-Sklar Ewing, NJ
  Attorney At Law - NJ, 2003
  Widener University School of Law, J.D.
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Joseph Markowitz

Bankruptcy, Corporate, Child Support, Farms

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3131 Princeton Pike, Building 3D, Lawrence Township, NJ 08648

Christine M. Gravelle

Litigation, Estate Administration, Employment, Bankruptcy

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3131 Princeton Pike, Building 3D, Lawrence Township, NJ 08648

Arun Sharma Lavine

Family Law, Divorce, Collection, Criminal

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600 Lawrence Road, Lawrence Township, NJ 08648

Graig Peters Corveleyn

Bankruptcy, Estate, Lawsuit & Dispute, Collection

Status: Licensed: 21 Years

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16 Seminary Avenue, Hopewell, NJ 08525

William H. Brosha

Litigation, Children's Rights, Business, Collection

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993 Lenox Dr, Lawrence Township, NJ 08648

Marshall T. Kizner

Real Estate, Divorce & Family Law, Business, Bankruptcy & Debt

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110 American Metro Boulevard, Trenton, NJ 08619

A. Christopher Florio

Wills & Probate, Trade Associations, Collection

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993 Lenox Dr, Lawrence Township, NJ 08648

Graig Corveleyn

Bankruptcy, Casinos

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Medina Law Group, Pennington, NJ 08534

Ronald Glick

Bankruptcy

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Lawrence Township, NJ 08648

Gregory Corcoran

Business, Bankruptcy, Labor Law

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Lawrence Township, NJ 08648

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

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Pennington Bankruptcy & Debt Lawyer, New Jersey

Sponsored Law Firm

Law Offices of Sklar Smith-Sklar

SPONSORED LAWYERS

Joseph Markowitz

Christine M. Gravelle

Arun Sharma Lavine

Graig Peters Corveleyn

William H. Brosha

Marshall T. Kizner

A. Christopher Florio

Graig Corveleyn

Ronald Glick

Gregory Corcoran

TIPS

LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

CREDIT COUNSELING

CREDITOR

REDEMPTION

MEETING OF CREDITORS

REAFFIRMATION

DISCHARGEABLE DEBTS

REPOSSESSION

C CORPORATION

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