Pilot Hill Credit & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Elliot W Gale

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Bankruptcy & Debt, Bankruptcy, Consumer Bankruptcy, Bankruptcy Litigation, Credit & Debt

Hi! I'm Elliot W. Gale, I am a managing partner at Gale, Angelo, Johnson & Patrick, P.C. I graduated Magna Cum Laude from the University of Florida in... (more)

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CONTACT

800-956-5160

2999 Douglas Blvd, Roseville, CA 95661

Scott Matthew Johnson

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Bankruptcy & Debt, Bankruptcy, Consumer Bankruptcy, Credit & Debt, Collection

Scott Johnson proudly serves Roseville, CA and Sacramento, CA in Bankruptcy and Consumer Litigation.

FREE CONSULTATION

CONTACT

800-988-9181

2999 Douglas Blvd, Roseville, CA 95661

Patricia Kramer

Employment, Business, Credit & Debt, Personal Injury

Status: Licensed: 34 Years

FREE CONSULTATION

CONTACT

340 Palladio Parkway, Folsom, CA 95630

William Carl Neasham

Real Estate, Environmental Law, Employment, Credit & Debt

Status: Licensed: 49 Years

CONTACT

340 Palladio Parkway, Folsom, CA 95630

Lucas Benjamin Garcia

Government Contract, Elder Law, Corporate, Credit & Debt

Status: Licensed: 17 Years

CONTACT

Folsom, CA 95763

Kulvinder Singh

Workers' Compensation, Administrative Law, Credit & Debt, Personal Injury

Status:

CONTACT

970 Reserve Drive, Roseville, CA 95678

William Kiho Hong

Litigation, Workers' Compensation, Insurance, Credit & Debt

Status: Licensed: 16 Years

CONTACT

1731 E Roseville Pkwy, Roseville, CA 95661

Jeffrey Robert Fletterick

Personal Injury, Credit & Debt, Business & Trade, Social Security

Status: Licensed: 15 Years

CONTACT

5701 Lonetree Blvd, Rocklin, CA 95765

Terry Lee Gilbeau

Litigation, International, Corporate, Credit & Debt

Status: Licensed: 14 Years

CONTACT

5701 Lonetree Blvd, Rocklin, CA 95765

Jeffrey Robert Fletterick

Business & Trade, Credit & Debt, Personal Injury, Social Security

Status: Licensed: 15 Years

CONTACT

5701 Lonetree Blvd, Rocklin, CA 95765

800-814-6700

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LEGAL TERMS

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

FCBA

See Fair Credit Billing Act.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...

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Pilot Hill Credit & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Elliot W Gale

Scott Matthew Johnson

Patricia Kramer

William Carl Neasham

Lucas Benjamin Garcia

Kulvinder Singh

William Kiho Hong

Jeffrey Robert Fletterick

Terry Lee Gilbeau

Jeffrey Robert Fletterick

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LEGAL TERMS

401(K) PLAN

FCBA

BANKRUPTCY

FRATERNAL BENEFIT SOCIETY BENEFITS

DEBIT CARD

DISCHARGEABLE DEBTS

CHAPTER 13 BANKRUPTCY

INTEREST

PRIORITY DEBT

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

Dey v. Continental Central Credit

Liceaga v. Debt Recovery Solutions, LLC

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