Polk County, MO Workout Lawyers

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John W. Forkner

Felony, DUI-DWI, Criminal, Commercial Banks
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

FREE CONSULTATION 

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J. Michael Brown

Criminal
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

FREE CONSULTATION 

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Jessica A. Lightfoot

Family Medical Leave Act (FMLA), Age Discrimination, Employment Discrimination, Employment
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

FREE CONSULTATION 

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Kevin K. Fick

Alcoholic Beverages, Criminal, Bed Bug, Animal Bite
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  4 Years

Jerry M. Kirksey

Age Discrimination, Employment Discrimination, Employment, Civil Rights, Accident & Injury
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  36 Years

Verna Lee Haun

Juvenile Law, Estate, Adoption, Elder Law, Family Law
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Craig Richard Heidemann

Traffic, Mass Torts, Government, Criminal, Personal Injury
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Donald Matthew Brown

Corporate, Bankruptcy, Car Accident, Estate Planning
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Jennifer Marie Cole

Family Law, Adoption, Divorce & Family Law, Personal Injury
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Justin Edward Stanek

Traffic, Municipal, Criminal, Administrative Law
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Free Help: Use This Form or Call 800-814-6700

Member Representative

Call me for fastest results!
800-814-6700

Free Help: Use This Form or Call 800-814-6700

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Easily find Missouri Workout Lawyers and Missouri Workout Law Firms for your location. Narrow your Workout attorney search for Missouri by major city or a specific Missouri city using the city list. Or search for Missouri Workout attorneys by county. For more attorneys, search all Bankruptcy & Debt areas including Bankruptcy, Collection, Credit & Debt and Reorganization attorneys.

LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)
A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)
In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)
The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)
A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)
A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

FDCPA

See Fair Debt Collections & Practices Act.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)
A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

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