Port Orange Credit & Debt Lawyer, Florida

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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Sheryl Simonetta Zust

Bankruptcy, Credit & Debt, Collection, Bankruptcy & Debt

Status: Licensed: 33 Years

FREE CONSULTATION

CONTACT

4649 S. Clyde Morris Blvd., Ste 610, Port Orange, FL 32129

Craig R. Goodman

Credit & Debt, Bankruptcy & Debt

Status: Licensed: 55 Years

CONTACT

1 Oceans West Blvd, Daytona Beach, FL 32118

Richard James Osterndorf

Construction, Trusts, Corporate, Credit & Debt

Status: Licensed: 60 Years

CONTACT

Daytona Beach, FL 32115

Dorothy V Maier

Employee Rights, Civil Rights, Business & Trade, Credit & Debt

Status: Licensed: 43 Years

CONTACT

435 S Ridgewood Ave, Daytona Beach, FL 32114

John Leo Locker

Credit & Debt, Personal Injury, Social Security, Elder Law

Status: Licensed: 45 Years

CONTACT

265 Perfect Dr, Daytona Beach, FL 32124

Taras Stefan Rudnitsky

Litigation, Contract, Credit & Debt, Personal Injury

Status: Licensed: 27 Years

CONTACT

454 Sarah Nicole Way, New Smyrna Beach, FL 32168

Matthew Evan Peterson

Trusts, Estate Planning, Civil Rights, Contract, Credit & Debt

Status: Licensed: 11 Years

CONTACT

418 Canal St, New Smyrna Beach, FL 32168

John Roberts

Immigration, Estate Planning, Credit & Debt, Bankruptcy

Status: Licensed: 23 Years

CONTACT

300 Interchange Blvd, Ormond Beach, FL 32174

Robert James Mara

Credit & Debt, Commercial Real Estate, Bankruptcy, Estate Planning

Status: Licensed: 16 Years

CONTACT

555 W Granada Blvd, Ormond Beach, FL 32174

Timothy Matusheski

General Practice

Status: Licensed: 22 Years

CONTACT

708 Horton Street, New Smyrna Beach, FL 32169

800-814-6700

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LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

FCBA

See Fair Credit Billing Act.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Port Orange Credit & Debt Lawyer, Florida

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Sheryl Simonetta Zust

Craig R. Goodman

Richard James Osterndorf

Dorothy V Maier

John Leo Locker

Taras Stefan Rudnitsky

Matthew Evan Peterson

John Roberts

Robert James Mara

Timothy Matusheski

TIPS

LEGAL TERMS

GUARANTOR

REPOSSESSION

UNDUE HARDSHIP

FAIR CREDIT BILLING ACT (FCBA)

401(K) PLAN

NONDISCHARGEABLE DEBTS

FCBA

LIMITED PARTNERSHIP

REAFFIRMATION

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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