Portland Credit & Debt Lawyer, Maine

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E. Chris L'Hommedieu
About | Practice Areas
L'Hommedieu Law Office, P.A.
190 Bates Street Lewiston, ME 04240» view map
Bankruptcy & Debt
More Than Just A Law Firm

L'Hommedieu Law Office, P.A. has been providing the best in legal representation in Bankruptcy, Personal Injury, Disability and Family law since 1997.

800-941-5060
1. E. Chris L'Hommedieu Lewiston, ME
  Attorney at Law - ME, 1996
  University of Maine J.D. 1995
2. AboutL'Hommedieu Law Office, P.A.
  More Than Just A Law Firm
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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F. Bruce Sleeper

Litigation, Banking & Finance, Business, Credit & Debt

Status:

CONTACT

Portland, ME 04112

Bruce B. Hochman

Education, Business & Trade, Banking & Finance, Credit & Debt

Status: Licensed: 44 Years

CONTACT

100 Middle Street, Portland, ME 04112

Nicholas Jon Morrill

Real Estate, Contract, Business, Credit & Debt

Status:

CONTACT

Ten Free Street, Portland, ME 04112

Carl R Trynor

Child Custody, Credit & Debt

Status: Licensed: 64 Years

CONTACT

623 Forest Ave, Portland, ME 04101

Patrick C. Lever

Corporate, Credit & Debt, Foreclosure, Bankruptcy

Status: Licensed: 13 Years

CONTACT

25 Spring Street, Scarborough, ME 04074

Benjamin P. Campo

Business & Trade, Credit & Debt, Commercial Bankruptcy, Bankruptcy

Status: Licensed: 23 Years

CONTACT

90 Bridge St, Westbrook, ME 04092

Edwin R. Daggett

Real Estate, International, Business, Credit & Debt

Status: Licensed: 41 Years

CONTACT

Portland, ME 04104

Matthew Hutchins

Credit & Debt, Administrative Law, Employee Rights, Entertainment, International Other

Status: Licensed: 43 Years

CONTACT

Scarborough, ME 04070

J. William Batten

Bankruptcy, Credit & Debt, Personal Injury, Social Security -- Disability

Status: Licensed: 52 Years

CONTACT

2 Stonebrook Road, Scarborough, ME 04074

Jennifer G. Hayden

Bankruptcy, Foreclosure, Credit & Debt

Status:

CONTACT

419 Alfred Street, Biddeford, ME 04005

800-814-6700

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LEGAL TERMS

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

FCBA

See Fair Credit Billing Act.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

Portland Credit & Debt Lawyer, Maine

Sponsored Law Firm

L'Hommedieu Law Office, P.A.

SPONSORED LAWYERS

F. Bruce Sleeper

Bruce B. Hochman

Nicholas Jon Morrill

Carl R Trynor

Patrick C. Lever

Benjamin P. Campo

Edwin R. Daggett

Matthew Hutchins

J. William Batten

Jennifer G. Hayden

TIPS

LEGAL TERMS

ABUSE

UNDUE HARDSHIP

SETOFF

FCBA

CREDIT COUNSELING

DISCHARGE (OF DEBTS)

FAIR CREDIT REPORTING ACT (FCRA)

S CORPORATION

CREDITOR

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