Prescott Workout Lawyer, Oregon

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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B. William Ginsler

Bankruptcy, Corporate, Consumer Bankruptcy, Contract

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520 Sw Yamhill St., Portland, OR 97204

Jay B Derum

Bankruptcy & Debt

Status: Licensed: 29 Years

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69381 Nicolai Rd, Rainier, OR 97048

James Huffman

Real Estate, Criminal, Business, Bankruptcy & Debt

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1905 Columbia Blvd, Saint Helens, OR 97051

Joanna Marie Wagner

Real Estate, Business, Bankruptcy & Debt, Accident & Injury

Status: Licensed: 17 Years

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33608 E Columbia Ave, Scappoose, OR 97056

Daniel Q Gallagher

Bankruptcy

Status: Licensed: 31 Years

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51605 Columbia River Hwy, Scappoose, OR 97056

Gregory L Abbott

Power of Attorney, Landlord-Tenant, Insurance, Credit & Debt, Collection

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6635 N Baltimore, Happy Valley, OR 97203

Robert E Kim

Litigation, Business & Trade, Bankruptcy

Status: Licensed: 16 Years

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3100 Ne Shute Rd, Hillsboro, OR 97124

Hershall L Brown

Criminal, Accident & Injury, Estate, Bankruptcy & Debt, Divorce & Family Law

Status: Licensed: 9 Years

FREE CONSULTATION

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x, Portland, OR 97203

Bret A Knewtson

Consumer Rights, Consumer Bankruptcy, Bankruptcy & Debt

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3000 NE Stucki Ave, Beaverton, OR 97124

Greg R Roberson

Bankruptcy & Debt, Accident & Injury

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5193 NE Elam Young Pkwy, Beaverton, OR 97124

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LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

COLLATERAL

Property that guarantees payment of a secured debt.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

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Prescott Workout Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

B. William Ginsler

Jay B Derum

James Huffman

Joanna Marie Wagner

Daniel Q Gallagher

Gregory L Abbott

Robert E Kim

Hershall L Brown

Bret A Knewtson

Greg R Roberson

TIPS

LEGAL TERMS

SETOFF

INFRINGEMENT (OF TRADEMARK)

COLLATERAL

LOSS DAMAGE WAIVER (LDW)

CREDIT COUNSELING

FAIR CREDIT REPORTING ACT (FCRA)

GRACE PERIOD

REAFFIRMATION

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

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