Princeton Bankruptcy & Debt Lawyer, Kentucky, page 3

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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David E Arvin

Real Estate, Energy, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 44 Years

CONTACT

Hopkinsville, KY 42241

Chesley W Riddle

Commercial Real Estate, Collection, Personal Injury, Credit & Debt

Status:

CONTACT

220 N Main Street, Madisonville, KY 42431

Taylor C Evans

General Practice

Status:

CONTACT

Madisonville, KY 42431

Douglas Alan Ramey

General Practice

Status:

CONTACT

36 Union St, Madisonville, KY 42431

Maurice Reeves Little

Bankruptcy, Bankruptcy & Debt, Other

Status:

CONTACT

1917 Versnick Drive, Madisonville, KY 42431

Robert B Frazer

Trusts, Commercial Real Estate, Real Estate, Estate, Credit & Debt

Status: Licensed: 12 Years

CONTACT

200 S Main St, Marion, KY 42064

Roy Massey

Bankruptcy & Debt, Credit & Debt, Personal Injury

Status:

CONTACT

P.O. Box 361, Marion, KY 42064

Gregory Thomas Taylor

Estate Planning, Adoption, Elder Law, Credit & Debt, Litigation

Status: Licensed: 14 Years

CONTACT

705 S 4Th St, Murray, KY 42071

Sarah Coursey Jones

Lawsuit & Dispute, Family Law, Family Law, Civil Rights, Bankruptcy

Status:

CONTACT

100 North 6Th St, Murray, KY 42071

Richard W Jones

Government, Banking & Finance, Business, Bankruptcy & Debt

Status:

CONTACT

414 Main Street, Murray, KY 42071

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

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Princeton Bankruptcy & Debt Lawyer, Kentucky, page 3

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

David E Arvin

Chesley W Riddle

Taylor C Evans

Douglas Alan Ramey

Maurice Reeves Little

Robert B Frazer

Roy Massey

Gregory Thomas Taylor

Sarah Coursey Jones

Richard W Jones

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LEGAL TERMS

INTEREST

GARNISHMENT

ACCORD AND SATISFACTION

HOUSEHOLDER

CREDIT COUNSELING

WORKOUT

ABUSE

COSIGNER

CURRENT MONTHLY INCOME

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