Providence Bankruptcy & Debt Lawyer, Rhode Island

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Joseph Francisco Botelho

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Bankruptcy & Debt, Immigration, Criminal, Estate, Divorce & Family Law

At the Botelho Law Group we have different attorneys, with different specializations; to help your case is individual needs. When choosing a lawyer or... (more)

FREE CONSULTATION

CONTACT

888-269-0688

48 East Manning Street, Providence, RI 02906

Thomas Madden

Credit & Debt, Estate Planning, Family Law, Litigation

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CONTACT

222 Richmond Street, Providence, RI 02903

Richard H. Gregory

Tax, Trusts, Estate, Bankruptcy

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FREE CONSULTATION

CONTACT

5 Benefit Street, Providence, RI 02904

Jack D. Pitts

Trusts, Estate, Criminal, Bankruptcy

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CONTACT

635 Killingly Street, Johnston, RI 02919

Jennifer A. Armstrong

Collection, Consumer Bankruptcy, Workout, Foreclosure

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FREE CONSULTATION

CONTACT

353 Armistice Boulevard, Pawtucket, RI 02861

Jennifer Hoopis D'Ambra

Bankruptcy, Employment, Family Law, Labor Law

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FREE CONSULTATION

CONTACT

33 College Hill Road, Warwick, RI 02886

Keri Hague Beck

Business Organization, Commercial Real Estate, Credit & Debt, Estate Planning

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FREE CONSULTATION

CONTACT

931 Jefferson Blvd., Warwick, RI 02886

Danielle A. Britto

Estate Planning, Workers' Compensation, Bankruptcy, Personal Injury

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CONTACT

293 Cowesett Avenue, West Warwick, RI 02893

Patrick T. Jones

Estate, Bankruptcy, Products Liability, Personal Injury, Medical Malpractice

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CONTACT

One Center Place, Providence, RI 02903

Katelyn R. Griffin

Employment, Business, Collection, Bankruptcy, Bankruptcy & Debt

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CONTACT

260 West Exchange St, Providence, RI 02903

800-814-6700

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LEGAL TERMS

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

FDCPA

See Fair Debt Collections & Practices Act.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

Providence Bankruptcy & Debt Lawyer, Rhode Island

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Joseph Francisco Botelho

Thomas Madden

Richard H. Gregory

Jack D. Pitts

Jennifer A. Armstrong

Jennifer Hoopis D'Ambra

Keri Hague Beck

Danielle A. Britto

Patrick T. Jones

Katelyn R. Griffin

TIPS

LEGAL TERMS

FORBEARANCE

FDCPA

CREDIT REPORT

FAIR LABOR STANDARDS ACT (FLSA)

FAIR CREDIT BILLING ACT (FCBA)

FRATERNAL BENEFIT SOCIETY BENEFITS

REPOSSESSION

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

SUBROGATION

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