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Ravenna Workout Lawyer, Michigan

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800-814-6700

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Thomas B. Baynton Lawyer

Thomas B. Baynton

✓ VERIFIED *Status is reviewed annually. For latest information visit here
Criminal, Bankruptcy, Divorce & Family Law, Traffic, DUI-DWI
I fight for you! Let My 29 Years of Experience Work For You!

At the Law Office of Thomas Baynton PLLC, Thomas Baynton is an experienced attorney serving the people of West Michigan. If you have been charged with... (more)

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616-456-6100

PO Box 230096, Grand Rapids, MI 49503
Profile LAWPOINTS™73/100
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Jon Dallas Stratman

Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           
CONTACT
866 3 Mile Road, N.W., Grand Rapids, MI 49544
Profile LAWPOINTS™36/100
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Michael D. Almassian

Insurance, Corporate, Credit & Debt, Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

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230 East Fulton Street, Grand Rapids, MI 49503
Profile LAWPOINTS™43/100
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James M. Keller

Corporate, Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

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230 East Fulton Street, Grand Rapids, MI 49503
Profile LAWPOINTS™43/100
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Greg J. Ekdahl

Litigation, Business Organization, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

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230 East Fulton Street, Grand Rapids, MI 49503
Profile LAWPOINTS™43/100
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A. Todd Almassian

Litigation, Employment, Corporate, Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

FREE CONSULTATION 

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230 East Fulton Street, Grand Rapids, MI 49503
Profile LAWPOINTS™43/100
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James R. Oppenhuizen

Bankruptcy, Estate Planning, Family Law, Litigation
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

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125 Ottawa Ave. Nw, Grand Rapids, MI 49503
Profile LAWPOINTS™43/100
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Kelly G. Lambert

Traffic, Family Law, Divorce, Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

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330 Fuller Avenue N.E., Grand Rapids, MI 49503
Profile LAWPOINTS™39/100
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Michael Lee Deyoung

Motor Vehicle, Divorce & Family Law, Criminal, Bankruptcy & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  20 Years
CONTACT
690 Ridgefield Ct, Coopersville, MI 49404
Profile LAWPOINTS™32/100
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Barry C. Lemmen

Social Security, Government, Family Law, Consumer Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  23 Years
CONTACT
274 Main St, Coopersville, MI 49404
Profile LAWPOINTS™32/100
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Member Representative

800-814-6700

Free Help: Use This Form or Call 800-814-6700

Member Representative

Call me for fastest results!
800-814-6700

Free Help: Use This Form or Call 800-814-6700

By submitting this request, I authorize you to forward my information to multiple potential lawyers and I agree to your Terms of Use and Privacy Policy including the Consent to Receive Automated Phone Calls, Emails and Texts. Information you provide is not privileged or confidential.

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LEGAL TERMS

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)
The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

FCRA

See Fair Credit Reporting Act.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)
A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)
A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)
In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)
In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)
A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)
A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

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