Rhodelia Bankruptcy & Debt Lawyer, Kentucky, page 4

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Lawrence Belanger
About | Practice Areas
Law Office of Lawrence Belanger
101 North 7th St Louisville, KY 40202» view map
Bankruptcy & Debt
Decades Of Experience

Filing for bankruptcy can be complicated, but it doesn't have to be. Attorney Lawrence Belanger helps his clients every step of the way.

800-872-6030
1. Lawrence Belanger Louisville, KY
  Attorney at Law - KY, 1991
  Suffolk University J.D. 1973
2. AboutLaw Office of Lawrence Belanger
  Decades Of Experience
3. Practice AreasExpertise
  Bankruptcy & Debt
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Lea Pauley Goff

Litigation, Estate Planning, Bankruptcy, Bankruptcy & Debt

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CONTACT

500 West Jefferson Street, Louisville, KY 40202

Ayala Golding

Collection, Commercial Leasing, Contract, Employment, Civil Rights

Status: Licensed: 31 Years

CONTACT

401 West Main Street, Louisville, KY 40202

Ross Benjamin Neuhauser

Bankruptcy & Debt, Personal Injury, Accident & Injury, Bankruptcy

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312 S 4Th St, Louisville, KY 40202

Sara Lea Abner

Mass Torts, Litigation, Bankruptcy, Bankruptcy & Debt

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400 W Market St, Louisville, KY 40202

Michael Gary Shaikun

Other, Real Estate, Business, Bankruptcy

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101 S 5Th St, Louisville, KY 40202

Brian Michael Bennett

Real Estate, Bankruptcy, Bankruptcy & Debt, Property Damage

Status: Licensed: 13 Years

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400 W Market St, Louisville, KY 40202

Elizabeth B Alphin

Litigation, Business, Credit & Debt, Bankruptcy

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101 South Fifth Street, Louisville, KY 40202

James S Goldberg

Bankruptcy, Real Estate

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310 West Liberty Street, Louisville, KY 40202

Richard Allen Vance

Real Estate, Civil Rights, Business, Bankruptcy

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400 West Market Street, Louisville, KY 40202

James K Stayton

Bankruptcy

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3017 Wirth Ave, Louisville, KY 40217

800-814-6700

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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

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Rhodelia Bankruptcy & Debt Lawyer, Kentucky, page 4

Sponsored Law Firm

Law Office of Lawrence Belanger

SPONSORED LAWYERS

Lea Pauley Goff

Ayala Golding

Ross Benjamin Neuhauser

Sara Lea Abner

Michael Gary Shaikun

Brian Michael Bennett

Elizabeth B Alphin

James S Goldberg

Richard Allen Vance

James K Stayton

TIPS

LEGAL TERMS

CCCS

REDEMPTION

NO-FAULT INSURANCE

FRAUDULENT TRANSFER

CREDIT BUREAU

BULK SALES LAW

DEBT COLLECTOR

DEBIT CARD

CHAPTER 7 BANKRUPTCY

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