Richmond County, GA Bankruptcy & Debt Lawyers

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Chuck Douglas
About | Practice Areas
Wakhisi-Douglas LLC
2002 Summit Boulevard Suite 300 Atlanta, GA 30319» view map
Bankruptcy & Debt
We Fight Back and Win in Court

We’ve won hundreds of cases, and we’ve developed a reputation for resolving complex disputes favorably for our clients.

800-978-8941
1. Chuck Douglas Atlanta, GA
  Attorney at Law- GA
  Georgia State University College of Law, J.D. 2009
2. AboutWakhisi-Douglas LLC
  We Fight Back and Win in Court
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Joseph Edward Spires

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Accident & Injury, Personal Injury, Car Accident, Consumer Bankruptcy

I have practiced bankruptcy, personal injury, and workers compensation law for 28 years.

Founding partner, Joseph Spires is a Georgia native with over two decades of legal experience. He specializes in Worker's Compensation, Bankruptcy and... (more)

FREE CONSULTATION

CONTACT

800-925-2541

445 Walker Street, Augusta, GA 30901

Wendy A Withrow

Eminent Domain, Government Contract, Corporate, Bankruptcy

Status:

CONTACT

429 Walker Street, Upper Level, Augusta, GA 30901

Scott J. Klosinski

Commercial Real Estate, Estate Planning, Collection, Bankruptcy & Debt

Status: Licensed: 39 Years

CONTACT

7 George Wilson Court, Augusta, GA 30909

William A. Trotter

Real Estate, Corporate, Business Organization, Credit & Debt, Construction

Status: Licensed: 54 Years

CONTACT

3527 Walton Way Extension, Augusta, GA 30909

Jeanne D. Harrison

Social Security -- Disability, Government Agencies, Bankruptcy, Employment

Status: Licensed: 54 Years

CONTACT

Augusta, GA 30903

Frank W. Allen

Real Estate, Wills & Probate, Employment Discrimination, Family Law, Collection

Status: Licensed: 56 Years

CONTACT

3643 Walton Way Extension, Augusta, GA 30909

Dempsey Clay Ward

Dispute Resolution, Criminal, Consumer Rights, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 27 Years

CONTACT

445 Walker Street, Augusta, GA 30901

Clayton L. Jolly

Divorce & Family Law, Criminal, Bankruptcy & Debt, Accident & Injury

Status: Licensed: 40 Years

CONTACT

511 Courthouse Lane, Augusta, GA 30901

James Carlisle Overstreet

Real Estate, Misdemeanor, Corporate, Bankruptcy, Banking & Finance

Status: Licensed: 26 Years

CONTACT

1229 Augusta West Parkway, Augusta, GA 30909

Matthew James Duncan

Bankruptcy, Bankruptcy & Debt

Status: Licensed: 18 Years

CONTACT

2608 Commons Blvd, Augusta, GA 30909

800-814-6700

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

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Richmond County, GA Bankruptcy & Debt Lawyers

Sponsored Law Firm

Wakhisi-Douglas LLC

SPONSORED LAWYERS

Joseph Edward Spires

Wendy A Withrow

Scott J. Klosinski

William A. Trotter

Jeanne D. Harrison

Frank W. Allen

Dempsey Clay Ward

Clayton L. Jolly

James Carlisle Overstreet

Matthew James Duncan

TIPS

LEGAL TERMS

CREDIT BUREAU

TRADE DRESS

TRADE NAME

LIEN

NUISANCE FEES

TRUTH IN LENDING ACT (TILA)

IRS EXPENSES

CREDIT COUNSELING

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

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