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Stephen Cromwell
About | Practice Areas
Cromwell & Associates, LLC
7305 Baltimore Ave Suite 307 College Park, MD 20740» view map
Estate, Tax, and Real Estate Law
Where Every Client Matters

At Cromwell & Associates, our firm is large enough to handle your diverse needs, but small enough to give you the personal attention you deserve.

240-667-7234
1. Stephen Cromwell College Park, MD
  Attorney at Law, MD
  University of Maryland School of Law, J.D. 2019
2. AboutCromwell & Associates, LLC
  Where Every Client Matters
3. Practice AreasExpertise
  Estate Law
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2. Email
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Stanley J. Samorajczyk

Contract, Business, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 58 Years

CONTACT

888 Bestgate Road, Annapolis, MD 21401

Diana Lee Klein

Real Estate, Estate Administration, Corporate, Bankruptcy, Estate

Status:

CONTACT

2450 Riva Rd, Annapolis, MD 21401

Carolyn Gilden Krohn

Commercial Bankruptcy, Bankruptcy & Debt, Consumer Bankruptcy

Status: Licensed: 34 Years

CONTACT

2521 Riva Rd, Annapolis, MD 21401

Daniel Alan Staeven

Commercial Real Estate, Foreclosure, Business & Trade, Bankruptcy, Business

Status:

CONTACT

839 Bestgate Rd, Annapolis, MD 21401

H Douglas Schenker

Commercial Bankruptcy, Entertainment

Status: Licensed: 45 Years

CONTACT

133 Defense Hwy, Annapolis, MD 21401

April Richardson

Bankruptcy, Foreclosure, Immigration, Real Estate

Status:

CONTACT

900 Bestgate Road, Annapolis, MD 21401

Glen Leland Rotner

Wills & Probate, Elder Law, Business, Consumer Bankruptcy

Status: Licensed: 51 Years

CONTACT

1248 Algonquin Rd, Crownsville, MD 21032

Samuel H Paavola

Motor Vehicle, Pension & Benefits, Divorce & Family Law, Criminal, Consumer Bankruptcy

Status: Licensed: 50 Years

CONTACT

1 Willow St, Annapolis, MD 21401

David G Ellerton

Estate, Divorce & Family Law, Commercial Bankruptcy, Bankruptcy & Debt

Status: Licensed: 58 Years

CONTACT

419 Halsey Rd, Annapolis, MD 21401

F Joseph Gormley

Litigation, Products Liability, Consumer Bankruptcy, Other

Status: Licensed: 32 Years

CONTACT

162 West Street, Annapolis, MD 21401

800-814-6700

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LEGAL TERMS

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

COLLATERAL

Property that guarantees payment of a secured debt.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

FCRA

See Fair Credit Reporting Act.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

SAMPLE LEGAL CASES

ATTORNEY GRIEVANCE COM'N v. Byrd

... But under no circumstances can counsel simply violate the Rules as a litigation strategy. With regard to the bankruptcy complaint, Judge Rubin made the following pertinent findings of fact and conclusions of law: 23. ... The Bankruptcy Complaint. ...

Wellington v. Shakiba

... 5. That pursuant to said deed of trust and commercial balloon note, the defendants were obligated to repay said loan. . . . On December 9, 2005, Ms. Shakiba, through counsel, filed a "Notice of Filing of Case in Bankruptcy Court." It stated: ...

Ali v. CIT

... On June 11, 2001, appellant filed a chapter 11 petition in bankruptcy in the United States Bankruptcy Court for the District of Maryland. Appellee could not pursue its claim outside of the bankruptcy proceeding because of the automatic stay provision in 11 USC Â§ 362. ...

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Riva Bankruptcy Lawyer, Maryland

Sponsored Law Firm

Cromwell & Associates, LLC

SPONSORED LAWYERS

Stanley J. Samorajczyk

Diana Lee Klein

Carolyn Gilden Krohn

Daniel Alan Staeven

H Douglas Schenker

April Richardson

Glen Leland Rotner

Samuel H Paavola

David G Ellerton

F Joseph Gormley

TIPS

LEGAL TERMS

GARNISHMENT

LIABILITY

COLLATERAL

SOLE PROPRIETORSHIP

BULK SALES LAW

WORKOUT

SECRET WARRANTY PROGRAM

FCRA

WINDING UP

SAMPLE LEGAL CASES

ATTORNEY GRIEVANCE COM'N v. Byrd

Wellington v. Shakiba

Ali v. CIT

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