River Bluff Bankruptcy & Debt Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Mark Jeffery Sandlin

Bankruptcy & Debt, Real Estate

Status: In Good Standing

CONTACT

9301 Dayflower Street, Prospect, KY 40059

Gail Russell

Bankruptcy & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

9301 Dayflower St., Prospect, KY 40059

Gordon Alexander Rowe

Accident & Injury, Bankruptcy & Debt, Employment, Business

Status: In Good Standing Licensed: 28 Years

FREE CONSULTATION

CONTACT

9462 Brownsboro Rd, Louisville, KY 40241

Molly E. Rose

Collection, Civil Rights, Credit & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

2202 Whisperwood Dr., Prospect, KY 40059

Michael Wayne McClain

Immigration, Bankruptcy, Bankruptcy & Debt, Medical Malpractice

Status: In Good Standing

CONTACT

9301 Dayflower Street, Prospect, KY 40059

Michael Wayne Mcclain

Immigration, Wrongful Termination, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

9301 Dayflower Street, Prospect, KY 40059

Emmett L Ogden

Construction, Natural Resources, Corporate, Credit & Debt

Status: In Good Standing

CONTACT

4302 Crowne Springs Dr, Louisville, KY 40241

Molly Elena Rose

Real Estate, Bankruptcy, Civil Rights, Credit & Debt

Status: In Good Standing

CONTACT

2202 Whisperwood Dr., Prospect, KY 40059

George Wallace Thacker

General Practice

Status: In Good Standing

CONTACT

12427 Poplar Woods Dr, Goshen, KY 40026

Kristen Reiss Pellino

General Practice

Status: In Good Standing

CONTACT

7505 Smithfield Greene Lane, Prospect, KY 40059

800-923-0641

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LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

FDCPA

See Fair Debt Collections & Practices Act.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

River Bluff Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Mark Jeffery Sandlin

Gail Russell

Gordon Alexander Rowe

Molly E. Rose

Michael Wayne McClain

Michael Wayne Mcclain

Emmett L Ogden

Molly Elena Rose

George Wallace Thacker

Kristen Reiss Pellino

TIPS

LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

GUARANTEED RESERVATION

INTEREST

PRESUMED ABUSE

ACCORD AND SATISFACTION

FDCPA

REAFFIRMATION

GUARANTOR

FCBA

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