Rocky Hill Bankruptcy & Debt Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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C Terrell Miller

General Practice

Status:

CONTACT

220 W. Main Street, Glasgow, KY 42141

Nicholas Scott Anderson

Administrative Law, State Government, Consumer Bankruptcy

Status: Licensed: 10 Years

CONTACT

135 North Public Square, Glasgow, KY 42141

Brian Keith Pack

General Practice

Status:

CONTACT

135 North Public Square, Glasgow, KY 42141

Ronald Lee Hampton

General Practice

Status:

CONTACT

101 E Main St, Glasgow, KY 42141

Charles A Goodman

Real Estate, Corporate, Business Organization, Bankruptcy & Debt

Status:

CONTACT

Glasgow, KY 42142

Benjamin D Rogers

Personal Injury, Family Law, Bankruptcy & Debt, Civil Rights, Family Law

Status:

CONTACT

102 E Public Square, Glasgow, KY 42141

Woodford L Gardner

Family Law, Child Support, Banking & Finance, Collection

Status:

CONTACT

117 E Washington St, Glasgow, KY 42141

Travis Newton Creed

Other, Employment, Divorce, Credit & Debt, Pharmaceutical Product

Status:

CONTACT

1424 Rivergreen Lane, Bowling Green, KY 42103

Kevin Leslie Goff

Family Law, Criminal, Corporate, Bankruptcy

Status:

CONTACT

1104 Fairview Avenue, Bowling Green, KY 42102

Timothy Seth Hendrix

Family Law, Child Custody, Civil Rights, Construction, Credit & Debt

Status: Licensed: 18 Years

CONTACT

941 Lehman Ave, Bowling Green, KY 42101

800-814-6700

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

CREDIT FILE

See credit report.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

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Rocky Hill Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

C Terrell Miller

Nicholas Scott Anderson

Brian Keith Pack

Ronald Lee Hampton

Charles A Goodman

Benjamin D Rogers

Woodford L Gardner

Travis Newton Creed

Kevin Leslie Goff

Timothy Seth Hendrix

TIPS

LEGAL TERMS

COLLATERAL

UNSECURED DEBT

INTEREST

CHAPTER 13 BANKRUPTCY

MEETING OF CREDITORS

TRADE NAME

CREDIT FILE

LOSS DAMAGE WAIVER (LDW)

SUBROGATION

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