Rocky Hill Bankruptcy & Debt Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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C Terrell Miller

General Practice

Status:

CONTACT

220 W. Main Street, Glasgow, KY 42141

Nicholas Scott Anderson

Administrative Law, State Government, Consumer Bankruptcy

Status: Licensed: 10 Years

CONTACT

135 North Public Square, Glasgow, KY 42141

Brian Keith Pack

General Practice

Status:

CONTACT

135 North Public Square, Glasgow, KY 42141

Ronald Lee Hampton

General Practice

Status:

CONTACT

101 E Main St, Glasgow, KY 42141

Charles A Goodman

Real Estate, Corporate, Business Organization, Bankruptcy & Debt

Status:

CONTACT

Glasgow, KY 42142

Benjamin D Rogers

Personal Injury, Family Law, Bankruptcy & Debt, Civil Rights, Family Law

Status:

CONTACT

102 E Public Square, Glasgow, KY 42141

Woodford L Gardner

Family Law, Child Support, Banking & Finance, Collection

Status:

CONTACT

117 E Washington St, Glasgow, KY 42141

Travis Newton Creed

Other, Employment, Divorce, Credit & Debt, Pharmaceutical Product

Status:

CONTACT

1424 Rivergreen Lane, Bowling Green, KY 42103

Kevin Leslie Goff

Family Law, Criminal, Corporate, Bankruptcy

Status:

CONTACT

1104 Fairview Avenue, Bowling Green, KY 42102

Timothy Seth Hendrix

Family Law, Child Custody, Civil Rights, Construction, Credit & Debt

Status: Licensed: 18 Years

CONTACT

941 Lehman Ave, Bowling Green, KY 42101

800-814-6700

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LEGAL TERMS

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

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Rocky Hill Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

C Terrell Miller

Nicholas Scott Anderson

Brian Keith Pack

Ronald Lee Hampton

Charles A Goodman

Benjamin D Rogers

Woodford L Gardner

Travis Newton Creed

Kevin Leslie Goff

Timothy Seth Hendrix

TIPS

LEGAL TERMS

REPOSSESSION

LIQUIDATING PARTNER

PRESUMED ABUSE

SECURED DEBT

DISCHARGEABLE DEBTS

UNSECURED DEBT

FAIR LABOR STANDARDS ACT (FLSA)

COLLECTION AGENCY

BANKRUPTCY

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