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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

David Sexton

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Criminal, Bankruptcy, Banking & Finance, Disability

Our firm’s founding attorney, David Sexton, is a member of the Tennessee Bar and a graduate of the University of Tennessee College of Law. He loves ... (more)

CONTACT

865-691-7900

P. O. Box 31167, Knoxville, TN 37930

Robert J. Wilkinson

Social Security, Elder Law, Insurance, Bankruptcy, Estate Planning

Status: Licensed: 51 Years

CONTACT

281 Broadway Ave, Oak Ridge, TN 37830

Bill Albert Allen

Education, Disability, Bankruptcy

Status: Licensed: 50 Years

CONTACT

136 S Illinois Ave, Oak Ridge, TN 37830

Ashley Bentley

Criminal, Dispute Resolution, Bankruptcy, Banking & Finance

Status: Licensed: 18 Years

CONTACT

Knoxville, TN 37912

Raeburn S. Josey

Environmental Law Other, Criminal, Real Estate, Consumer Bankruptcy, Other

Status: Licensed: 32 Years

CONTACT

Oak Ridge, TN 37831

Nathaniel Greene

Tax, Bankruptcy, Administrative Law, International Intellectual Property

Status:

CONTACT

4503 Cedar Point Way, Knoxville, TN 37921

Eddy Pratt

Motor Vehicle, Commercial Bankruptcy, Litigation, Construction

Status: Licensed: 39 Years

CONTACT

265 Brookview Centre Way, Knoxville, TN 37919

Keith Lane Edmiston

Traffic, Litigation, Federal Appellate Practice, Consumer Bankruptcy, Commercial Bankruptcy

Status: Licensed: 29 Years

CONTACT

7031 Middlebrook Pike, Knoxville, TN 37930

Caitlin Hoch-Nussbaum

Insurance, Bankruptcy, Natural Resources, Products Liability

Status:

CONTACT

9960 Winding Hill Lane, Knoxville, TN 37931

Aaron Mullis

Tax, Administrative Law, International Other, Bankruptcy

Status: Licensed: 16 Years

CONTACT

554 W 5th Ave, Knoxville, TN 37917

800-814-6700

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LEGAL TERMS

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

FCBA

See Fair Credit Billing Act.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

SAMPLE LEGAL CASES

Waldschmidt v. REASSURE AMERICA LIFE INS. CO.

... Code Ann. Â§ 56-7-2303 (2008) certified by the United States Bankruptcy Court for the Middle District of Tennessee. The bankruptcy court has asked this Court to determine whether the issuer of a deceased debtor's life insurance policy was exempted under Tenn.Code Ann. ...

In re Music City RV, LLC

... The certified question from the United States Bankruptcy Court for the Middle District of Tennessee that we address in this case is: whether the consignment of a recreational vehicle ("RV") by a consumer to a Tennessee RV dealer for the purpose of selling the RV to a third ...

In re Hogue

... The certified question from the United States Bankruptcy Court for the Middle District of Tennessee that we address in this case is: what amount may each member of a married couple with custody of a minor child claim as a homestead exemption, pursuant to Tennessee Code ...

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Rocky Top Bankruptcy Lawyer, Tennessee

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

David Sexton

Robert J. Wilkinson

Bill Albert Allen

Ashley Bentley

Raeburn S. Josey

Nathaniel Greene

Eddy Pratt

Keith Lane Edmiston

Caitlin Hoch-Nussbaum

Aaron Mullis

TIPS

LEGAL TERMS

C CORPORATION

FCBA

CHAPTER 13 BANKRUPTCY

SETOFF

INTEREST

GUARANTEED RESERVATION

IRS EXPENSES

NO-FAULT INSURANCE

LIEN

SAMPLE LEGAL CASES

Waldschmidt v. REASSURE AMERICA LIFE INS. CO.

In re Music City RV, LLC

In re Hogue

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