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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
3. Refer
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Jeremie Lipton

Corporate, Construction, Commercial Bankruptcy, Contract

Status: Licensed: 24 Years

CONTACT

Bainbridge Island, WA 98110

Thomas Randolph Dreiling

Collection, Dispute Resolution, Civil Rights, Construction

Status: Licensed: 53 Years

CONTACT

4448 Rockaway Beach Rd Ne, Bainbridge Island, WA 98110

George Ernest Frasier

Credit & Debt, Business & Trade, Bankruptcy, Commercial Bankruptcy

Status: Licensed: 57 Years

CONTACT

3031 Pleasant Beach Dr Ne, Bainbridge Island, WA 98110

Cheryl A. Williams

Commercial Real Estate, Business & Trade, Contract, Commercial Bankruptcy

Status: Licensed: 40 Years

CONTACT

271 Wyatt Way Ne, Bainbridge Island, WA 98110

Cynthia A. Hall

International Tax, Estate Planning, Business & Trade, Commercial Bankruptcy

Status: Licensed: 32 Years

CONTACT

600 Ericksen Ave Ne, Bainbridge Island, WA 98110

Grant E. Courtney

Foreclosure, Agriculture, Civil Rights, Credit & Debt

Status: Licensed: 39 Years

CONTACT

5000 Ne North Tolo Rd, Bainbridge Island, WA 98110

Francois L Fischer

Land Use & Zoning, Business & Trade, Contract, Bankruptcy

Status: Licensed: 45 Years

CONTACT

9520 Ne Daniel Ct, Bainbridge Island, WA 98110

Yolanka Audrey Emma Wulff

Contract, Tax, Commercial Bankruptcy, Non-profit

Status: Licensed: 29 Years

CONTACT

Bainbridge Island, WA 98110

Michelle Ann Blackmon

Corporate, Banking & Finance, Credit & Debt

Status: Licensed: 14 Years

CONTACT

125 Ferncliff Ave Ne, Bainbridge Island, WA 98110

Michael Paul Klein

Commercial Real Estate, Business & Trade, Commercial Bankruptcy, Bankruptcy

Status: Licensed: 37 Years

CONTACT

330 Madison Ave S, Bainbridge Island, WA 98110

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LEGAL TERMS

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CREDIT FILE

See credit report.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

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Rollingbay Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Jeremie Lipton

Thomas Randolph Dreiling

George Ernest Frasier

Cheryl A. Williams

Cynthia A. Hall

Grant E. Courtney

Francois L Fischer

Yolanka Audrey Emma Wulff

Michelle Ann Blackmon

Michael Paul Klein

TIPS

LEGAL TERMS

DEBIT CARD

FAIR CREDIT BILLING ACT (FCBA)

TOXIC TORT

S CORPORATION

TRUTH IN LENDING ACT (TILA)

CREDIT FILE

CHAPTER 13 PLAN

CREDIT COUNSELING

IRS EXPENSES

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