Roseville Collection Lawyer, California

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Andrei Armas
About | Practice Areas
Armas & Joseph, APLC
1712 West Beverly Blvd Suite 201 Montebello, CA 90640» view map
Consumer Rights and Collection
We Fight For You

No matter what type of legal support you are looking for, we have the resources and expertise to help.

800-675-3790
1. Andrei Armas Montebello, CA
  Attorney at Law- CA
  California Western School of Law, J.D. 2014
2. AboutArmas & Joseph, APLC
  We Fight For You
3. Practice AreasExpertise
  Consumer Rights
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Scott Matthew Johnson

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Bankruptcy & Debt, Bankruptcy, Consumer Bankruptcy, Credit & Debt, Collection

Scott Johnson proudly serves Roseville, CA and Sacramento, CA in Bankruptcy and Consumer Litigation.

FREE CONSULTATION

CONTACT

800-988-9181

2999 Douglas Blvd, Roseville, CA 95661

Gary Hursh

Commercial Leasing, Corporate, Business Organization, Collection, Trusts

Status: Licensed: 54 Years

CONTACT

6855 Fair Oaks Blvd, Carmichael, CA 95608

Danny Keith Byron Dunnagan

Foreclosure, Civil Rights, Banking & Finance, Collection

Status: Licensed: 20 Years

CONTACT

2339 Gold Meadow Way, Mather, CA 95670

Jeffery A. Sly

Government Contract, Employee Rights, Administrative Law, Collection

Status: Licensed: 33 Years

CONTACT

560 E Natoma St, Folsom, CA 95630

Philip James Rhodes

Collection, Business, Bankruptcy, Estate, Bankruptcy & Debt

Status:

CONTACT

Fair Oaks, CA 95628

John Michael O'Donnell

Business & Trade, Collection, Commercial Bankruptcy, Bankruptcy & Debt

Status: Licensed: 36 Years

CONTACT

Rancho Cordova, CA 95741

Linda Dianne Deos

Other, Credit & Debt, Collection, Bankruptcy

Status: Licensed: 30 Years

CONTACT

428 J Street, Sacramento, CA 95814

Robert Scott Kennard

Trusts, Credit & Debt, Collection, Bankruptcy & Debt

Status: Licensed: 43 Years

CONTACT

Sacramento, CA 95853

Eric Meadow

Credit & Debt, Collection, Defamation & Slander, Car Accident

Status:

FREE CONSULTATION

CONTACT

16971 Placer Hills Road, Meadow Vista, CA 95722

800-814-6700

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

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Roseville Collection Lawyer, California

Sponsored Law Firm

Armas & Joseph, APLC

SPONSORED LAWYERS

Scott Matthew Johnson

Gary Hursh

Danny Keith Byron Dunnagan

Jeffery A. Sly

Philip James Rhodes

John Michael O'Donnell

Linda Dianne Deos

Robert Scott Kennard

Eric Meadow

TIPS

LEGAL TERMS

FCRA

GUARANTOR

C CORPORATION

SECRET WARRANTY PROGRAM

PRIORITY DEBT

CREDIT INSURANCE

DOING BUSINESS AS (DBA)

IRS EXPENSES

401(K) PLAN

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