Round Lake Pk Workout Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Brian J. Russell

Bankruptcy, Condominiums, Consumer Bankruptcy, Workout

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FREE CONSULTATION

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30 North LaSalle Street, Chicago, IL 60602

James J. Burns

Foreclosure, Real Estate, Workout, Bankruptcy

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FREE CONSULTATION

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25 North County Street, Waukegan, IL 60085

Alexander McCammon

Crops, Workout, Credit & Debt, Bankruptcy & Debt

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300 N Lasalle, Chicago, IL 60654

Andrew Polansky

Crops, Workout, Credit & Debt, Bankruptcy & Debt

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300 North Lasalle Street, Chicago, IL 60611

Anne Dreisbach

Crops, Workout, Credit & Debt, Bankruptcy & Debt

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300 N Lasalle, Chicago, IL 60654

Bradley Foreman

Bankruptcy & Debt, Workout, Business, Credit & Debt, Lawsuit & Dispute

Status: Licensed: 40 Years

FREE CONSULTATION

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900 W Jackson Blvd, Chicago, IL 60607

Conor McNamara

Crops, Workout, Credit & Debt, Bankruptcy & Debt

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CONTACT

300 North Lasalle Street, Chicago, IL 60611

Gabriela Zamfir

Crops, Workout, Credit & Debt, Bankruptcy & Debt

Status:

CONTACT

300 N Lasalle, Chicago, IL 60654

George Olsen

Litigation, Banking & Finance, Workout, Bankruptcy

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CONTACT

707 Lake Cook Road, Deerfield, IL 60015

Jay S. Geller

Litigation, Workout, Reorganization, Commercial Bankruptcy

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CONTACT

321 N. Clark Street, Chicago, IL 60654

800-814-6700

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LEGAL TERMS

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

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Round Lake Pk Workout Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Brian J. Russell

James J. Burns

Alexander McCammon

Andrew Polansky

Anne Dreisbach

Bradley Foreman

Conor McNamara

Gabriela Zamfir

George Olsen

Jay S. Geller

TIPS

LEGAL TERMS

HOUSEHOLDER

CREDIT REPORT

LOSS DAMAGE WAIVER (LDW)

NUISANCE FEES

MEETING OF CREDITORS

WORKOUT

PRIORITY DEBT

LIEN

UNDUE HARDSHIP

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