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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
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Michael C. Weiss

Medicare & Medicaid, Family Law, Elder Law, Credit & Debt

Status: Licensed: 48 Years

CONTACT

2 Berger Rd, Saginaw, MI 48602

Thomas W. Mcdonald

Bankruptcy

Status: Licensed: 44 Years

CONTACT

3144 Davenport Ave, Saginaw, MI 48602

Joshua M. Reinert

Education, Litigation, Social Security, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 22 Years

CONTACT

3434 Davenport Ave, Saginaw, MI 48602

Colin Matthew Dill

Estate Planning, Divorce & Family Law, Elder Law, Consumer Bankruptcy

Status: Licensed: 18 Years

CONTACT

4855 State St, Saginaw, MI 48603

Daniel C. Himmelspach

Consumer Rights, Business, Consumer Bankruptcy, Bankruptcy

Status: Licensed: 45 Years

CONTACT

Saginaw, MI 48603

Andrew Jay Tierman

Public Schools, Consumer Rights, Elder Law, Consumer Bankruptcy

Status: Licensed: 52 Years

CONTACT

5581 Tamarix Ln, Saginaw, MI 48603

Matthew E. Gronda

Bankruptcy, Foreclosure, Traffic, Business

Status:

CONTACT

820 North Michigan Avenue, Saginaw, MI 48602

Richard L. Alger

Consumer Bankruptcy

Status: Licensed: 43 Years

CONTACT

3157 Warner Rd, Saginaw, MI 48602

Randall M. Jurrens

Collection, Litigation, Business, Criminal

Status: Licensed: 48 Years

CONTACT

111 S Michigan Ave, Saginaw, MI 48602

Alfred T. Frank

Litigation, Criminal, Business, Consumer Bankruptcy

Status: Licensed: 33 Years

CONTACT

111 S Michigan Ave, Saginaw, MI 48602

800-814-6700

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LEGAL TERMS

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

FDCPA

See Fair Debt Collections & Practices Act.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

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Saginaw Bankruptcy & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Michael C. Weiss

Thomas W. Mcdonald

Joshua M. Reinert

Colin Matthew Dill

Daniel C. Himmelspach

Andrew Jay Tierman

Matthew E. Gronda

Richard L. Alger

Randall M. Jurrens

Alfred T. Frank

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LEGAL TERMS

DEFINED CONTRIBUTION PLAN

ADMINISTRATIVE EXPENSES

FDCPA

NUISANCE FEES

UNDUE HARDSHIP

INTEREST

S CORPORATION

ABUSE

SETOFF

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