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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Derek J. Brackon

Business Organization, Family Law, Collection, Wills & Probate

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CONTACT

12900 Hall Road, Sterling Heights, MI 48313

Lyndsay S. Ott

Collection, Banking & Finance, Corporate, Real Estate

Status:

CONTACT

12900 Hall Road, Sterling Heights, MI 48313

Raymond J. Sterling

Class Action, Whistleblower, Civil Rights, Collection

Status:

CONTACT

33 Bloomfield Hills Parkway, Bloomfield Hills, MI 48304

Sheryl A. Shoebottom

Bankruptcy, Collection, Credit & Debt, Tax

Status:

FREE CONSULTATION

CONTACT

30161 Southfield Road, Southfield, MI 48076

Mark H. Davidson

Trusts, Elder Law, Contract, Collection

Status:

CONTACT

310 Huron Ave, Port Huron, MI 48060

Michael Kitchen

Intellectual Property, Divorce & Family Law, Criminal, Collection

Status: Licensed: 17 Years

CONTACT

59 N Walnut St, Mount Clemens, MI 48043

Larry A. Macdonald

Criminal, Collection

Status: Licensed: 44 Years

CONTACT

32 Market St, Mount Clemens, MI 48043

James S. Lawrence

Criminal, Constitutional Law, Civil Rights, Collection

Status: Licensed: 44 Years

CONTACT

235 S Gratiot Ave, Mount Clemens, MI 48043

Fred L. Gibson

Traffic, Employee Rights, Civil Rights, Collection, Defamation & Slander

Status:

CONTACT

17001 19 Mile Rd, Clinton Township, MI 48038

Daniel Boroja

Social Security, Family Law, Contract, Collection, Traffic

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CONTACT

49139 Schoenherr Rd, Utica, MI 48315

800-814-6700

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

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Saint Clair Collection Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Derek J. Brackon

Lyndsay S. Ott

Raymond J. Sterling

Sheryl A. Shoebottom

Mark H. Davidson

Michael Kitchen

Larry A. Macdonald

James S. Lawrence

Fred L. Gibson

Daniel Boroja

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

AUTOMATIC STAY

PRESUMED ABUSE

LIMITED LIABILITY

DISCHARGEABLE DEBTS

WINDING UP

BULK SALES LAW

DEFINED CONTRIBUTION PLAN

GUARANTOR

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