Saint Clair County, MI Reorganization Lawyers

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
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Not enough matches for Saint Clair Reorganization lawyer.
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David R. Heyboer

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Criminal, DUI-DWI, Bankruptcy & Debt, Personal Injury, Real Estate

When you've been arrested and facing criminal charges, there can be serious consequences for you and your family. Don't face your criminal charges alo... (more)

FREE CONSULTATION

CONTACT

800-953-6751

3051 Commerce Drive, Fort Gratiot, MI 48059

Antoine (Tony) F. Houle

Government Agencies, Social Security -- Disability

Status:

CONTACT

234 Huron Avenue, Port Huron, MI 48060

Francesco L. Partipilo

Accident & Injury, Car Accident, Slip & Fall Accident, Workers' Compensation, Medical Malpractice

Status:

FREE CONSULTATION

CONTACT

701 Huron Ave, Port Huron, MI 48060

Nicole M Winston

Accident & Injury, Slip & Fall Accident, Animal Bite, Car Accident

Status:

CONTACT

701 Huron Ave, Port Huron, MI 48060

Frederick J. Lepley

Lawsuit & Dispute, Divorce & Family Law, Criminal, Accident & Injury, Class Action

Status: Licensed: 37 Years

FREE CONSULTATION

CONTACT

511 Fort Street, Port Huron, MI 48060

Joshua Rubin

DUI-DWI, Felony, Misdemeanor, Divorce, Landlord-Tenant

Status:

FREE CONSULTATION

CONTACT

800 Military St., Port Huron, MI 48060

Buzz Suuppi

Estate, Wills & Probate, Elder Law, Estate Planning

Status: Licensed: 16 Years

FREE CONSULTATION

CONTACT

3041 Commerce Dt., Fort Gratiot Township, MI 48059

Steven L. Hill

Car Accident, Accident & Injury, Wrongful Death, Car Accident, Accident & Injury

Status:

CONTACT

511 Fort Street, Port Huron, MI 48060

Mark H. Davidson

Trusts, Elder Law, Contract, Collection

Status:

CONTACT

310 Huron Ave, Port Huron, MI 48060

Michael G. Boucher

Medical Products & Devices, Divorce, Bankruptcy, Personal Injury

Status:

CONTACT

302 Michigan St, Port Huron, MI 48060

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LEGAL TERMS

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

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Saint Clair County, MI Reorganization Lawyers

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

David R. Heyboer

Antoine (Tony) F. Houle

Francesco L. Partipilo

Nicole M Winston

Frederick J. Lepley

Joshua Rubin

Buzz Suuppi

Steven L. Hill

Mark H. Davidson

Michael G. Boucher

TIPS

LEGAL TERMS

CHAPTER 7 BANKRUPTCY

LIEN

FAIR CREDIT REPORTING ACT (FCRA)

DEBIT CARD

MEANS TEST

NUISANCE FEES

BANKRUPTCY TRUSTEE

NONDISCHARGEABLE DEBTS

CREDIT COUNSELING

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