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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Lyndsay S. Ott

Collection, Banking & Finance, Corporate, Real Estate

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CONTACT

12900 Hall Road, Sterling Heights, MI 48313

Derek J. Brackon

Business Organization, Family Law, Collection, Wills & Probate

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CONTACT

12900 Hall Road, Sterling Heights, MI 48313

Donald W. Teichman

Elder Law, Contract, Collection, Defamation & Slander

Status: Licensed: 40 Years

CONTACT

25501 Van Dyke Ave, Center Line, MI 48015

Matthew M. Bieber

Contract, Collection, Personal Injury, Social Security

Status: Licensed: 18 Years

CONTACT

26224 Van Dyke Ave, Center Line, MI 48015

Lawrence J. Lucido

Trusts, Family Law, Contract, Collection

Status: Licensed: 28 Years

CONTACT

39999 Garfield Rd, Clinton Township, MI 48038

Joseph Jared Hardy

Collection, Entertainment, Federal Appellate Practice, Criminal

Status: Licensed: 4 Years

CONTACT

21721 Laurel St, Clinton Township, MI 48035

Nicholas Glaeser

Bankruptcy & Debt, Real Estate, Disability, Bankruptcy, Collection

Status: Licensed: 13 Years

CONTACT

15400 19 Mile Rd, Clinton Township, MI 48038

Thomas J. Ciaramitaro

Estate Planning, Family Law, Criminal, Collection

Status: Licensed: 55 Years

CONTACT

42850 Garfield Rd, Clinton Township, MI 48038

Paul B. Gigliotti

Litigation, Social Security, Government, Collection, Bankruptcy & Debt

Status: Licensed: 33 Years

CONTACT

15400 19 Mile Rd, Clinton Township, MI 48038

Fred L. Gibson

Traffic, Employee Rights, Civil Rights, Collection, Defamation & Slander

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CONTACT

17001 19 Mile Rd, Clinton Township, MI 48038

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LEGAL TERMS

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

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Saint Clair Shores Collection Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Lyndsay S. Ott

Derek J. Brackon

Donald W. Teichman

Matthew M. Bieber

Lawrence J. Lucido

Joseph Jared Hardy

Nicholas Glaeser

Thomas J. Ciaramitaro

Paul B. Gigliotti

Fred L. Gibson

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LEGAL TERMS

GARNISHMENT

SECURED DEBT

ABUSE

BANKRUPTCY

TRADE NAME

MEETING OF CREDITORS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

TRADE DRESS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

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