Saint Francis Bankruptcy & Debt Lawyer, Kentucky, page 2

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Lawrence Belanger
About | Practice Areas
Law Office of Lawrence Belanger
101 North 7th St Louisville, KY 40202» view map
Bankruptcy & Debt
Decades Of Experience

Filing for bankruptcy can be complicated, but it doesn't have to be. Attorney Lawrence Belanger helps his clients every step of the way.

800-872-6030
1. Lawrence Belanger Louisville, KY
  Attorney at Law - KY, 1991
  Suffolk University J.D. 1973
2. AboutLaw Office of Lawrence Belanger
  Decades Of Experience
3. Practice AreasExpertise
  Bankruptcy & Debt
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Charles S Tichenor

Real Estate, Bankruptcy, Corporate, Credit & Debt, Civil Rights

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Taylorsville, KY 40071

Kimberly Lynne Musselwhite-Staples

Divorce & Family Law, Criminal, Bankruptcy, Bankruptcy & Debt

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385 W Lincoln Trail Blvd, Radcliff, KY 40160

David Thomas Wilson

Education, Other, Real Estate, Bankruptcy

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550 W Lincoln Trail Blvd, Radcliff, KY 40160

J James Rogan

Bankruptcy

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3015 Gentry Lane, Danville, KY 40422

Lee Miller Dean

Bankruptcy

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206 South Chiles Street, Harrodsburg, KY 40330

Kimberly M Maraman

Personal Injury, Collection

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193 S Buckman St, Shepherdsville, KY 40165

Paul Musselwhite

Bankruptcy, DUI-DWI, Personal Injury, Child Custody

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385 West Lincoln Trail Boulevard, Radcliff, KY 40160

Lee M Dean

Bankruptcy

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206 South Chiles Street, Harrodsburg, KY 40330

Robert Daniel Mcintosh

Government, Bankruptcy

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385 W Lincoln Trail Blvd, Radcliff, KY 40160

Jason A Bauman

Bankruptcy, Elder Law, Personal Injury, Estate Planning

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6801 Dixie Hwy, Louisville, KY 40258

800-814-6700

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

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Saint Francis Bankruptcy & Debt Lawyer, Kentucky, page 2

Sponsored Law Firm

Law Office of Lawrence Belanger

SPONSORED LAWYERS

Charles S Tichenor

Kimberly Lynne Musselwhite-Staples

David Thomas Wilson

J James Rogan

Lee Miller Dean

Kimberly M Maraman

Paul Musselwhite

Lee M Dean

Robert Daniel Mcintosh

Jason A Bauman

TIPS

LEGAL TERMS

COLLATERAL

HOUSEHOLDER

CHAPTER 7 BANKRUPTCY

SOLE PROPRIETORSHIP

NO-FAULT INSURANCE

PRESUMED ABUSE

DEBIT CARD

CREDIT INSURANCE

TOXIC TORT

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