Saint Francis Bankruptcy & Debt Lawyer, Kentucky, page 2

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Charles S Tichenor

Real Estate, Bankruptcy, Corporate, Credit & Debt, Civil Rights

Status:

CONTACT

Taylorsville, KY 40071

Kimberly Lynne Musselwhite-Staples

Divorce & Family Law, Criminal, Bankruptcy, Bankruptcy & Debt

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CONTACT

385 W Lincoln Trail Blvd, Radcliff, KY 40160

David Thomas Wilson

Education, Other, Real Estate, Bankruptcy

Status:

CONTACT

550 W Lincoln Trail Blvd, Radcliff, KY 40160

J James Rogan

Bankruptcy

Status:

CONTACT

3015 Gentry Lane, Danville, KY 40422

Lee Miller Dean

Bankruptcy

Status:

CONTACT

206 South Chiles Street, Harrodsburg, KY 40330

Kimberly M Maraman

Personal Injury, Collection

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CONTACT

193 S Buckman St, Shepherdsville, KY 40165

Paul Musselwhite

Bankruptcy, DUI-DWI, Personal Injury, Child Custody

Status:

CONTACT

385 West Lincoln Trail Boulevard, Radcliff, KY 40160

Lee M Dean

Bankruptcy

Status:

CONTACT

206 South Chiles Street, Harrodsburg, KY 40330

Robert Daniel Mcintosh

Government, Bankruptcy

Status:

CONTACT

385 W Lincoln Trail Blvd, Radcliff, KY 40160

Jason A Bauman

Bankruptcy, Elder Law, Personal Injury, Estate Planning

Status:

CONTACT

6801 Dixie Hwy, Louisville, KY 40258

800-814-6700

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LEGAL TERMS

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CREDIT FILE

See credit report.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

FDCPA

See Fair Debt Collections & Practices Act.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

Saint Francis Bankruptcy & Debt Lawyer, Kentucky, page 2

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Charles S Tichenor

Kimberly Lynne Musselwhite-Staples

David Thomas Wilson

J James Rogan

Lee Miller Dean

Kimberly M Maraman

Paul Musselwhite

Lee M Dean

Robert Daniel Mcintosh

Jason A Bauman

TIPS

LEGAL TERMS

LIABILITY

CREDIT INSURANCE

CREDIT FILE

CREDIT REPORT

NO-FAULT INSURANCE

FRAUDULENT TRANSFER

FDCPA

CREDITOR

PRIORITY DEBT

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