Saint John Bankruptcy & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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John Pierce

Federal, Civil Rights, Contract, Commercial Bankruptcy

Status:

CONTACT

Cheney, WA 99004

Kimberly J. Thomas

International Tax, Estate Planning, Business & Trade, Commercial Bankruptcy

Status: Licensed: 15 Years

CONTACT

8776 E Truax Rd, Fairfield, WA 99012

Andrew A. Schillinger

Business Organization, Products Liability, Eminent Domain, Collection

Status: Licensed: 22 Years

CONTACT

Pullman, WA 99164

Adam N Malcolm

International Tax, Employment Discrimination, Administrative Law, Bankruptcy

Status: Licensed: 19 Years

CONTACT

332 French Administration Building, Pullman, WA 99164

Bruce Robert Boyden

Federal, Business & Trade, Collection, Bankruptcy

Status: Licensed: 46 Years

CONTACT

8525 S Windmill Dr, Spokane, WA 99223

Scott Dean Meyer

Corporate, International Other, Employment Discrimination, Consumer Bankruptcy

Status: Licensed: 30 Years

CONTACT

1603 S Garfield Rd, Airway Heights, WA 99001

Laura Reed

Commercial Real Estate, Agriculture, Corporate, Credit & Debt

Status: Licensed: 18 Years

CONTACT

2001 S Flint Rd, Spokane, WA 99224

James A. Mc Devitt

Corporate, Municipal, Commercial Bankruptcy, Business & Trade

Status: Licensed: 50 Years

CONTACT

3605 S High Dr, Spokane, WA 99203

Anthony Edward Grabicki

Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 46 Years

CONTACT

4503 E North Glenngrae Ln, Spokane, WA 99223

Joseph Patrick Hogan

Landlord-Tenant, Estate Planning, Contract, Commercial Bankruptcy

Status: Licensed: 26 Years

CONTACT

2829 S Grand Blvd, Spokane, WA 99203

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LEGAL TERMS

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

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Saint John Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

John Pierce

Kimberly J. Thomas

Andrew A. Schillinger

Adam N Malcolm

Bruce Robert Boyden

Scott Dean Meyer

Laura Reed

James A. Mc Devitt

Anthony Edward Grabicki

Joseph Patrick Hogan

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LEGAL TERMS

REAFFIRMATION

CHAPTER 13 BANKRUPTCY

SOLE PROPRIETORSHIP

WORKOUT

ACCORD AND SATISFACTION

DEBT COLLECTOR

PRESUMED ABUSE

MEETING OF CREDITORS

PREFERENCE

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