Saint Lawrence County, NY Credit & Debt Lawyers, page 6

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Not enough matches for Saint Lawrence Credit & Debt lawyer.
Below are all Saint Lawrence lawyers.

Jerome J. Richards

General Practice

Status: In Good Standing Licensed: 41 Years

CONTACT

48 Court St, Canton, NY 13617

Krista Ann Freego

General Practice

Status: Inactive Licensed: 17 Years

CONTACT

24 Goodrich St, Canton, NY 13617

Carrie Lavigne

Communication & Media Law, Industry Specialties

Status: In Good Standing Licensed: 33 Years

CONTACT

180 Andrews Street, Massena, NY 13662

David Burgess Acker

General Practice

Status: In Good Standing Licensed: 46 Years

CONTACT

50 Leroy St, Potsdam, NY 13676

Eric J Gustafson

Construction, Corporate, Business Organization, Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

40 Main St, Massena, NY 13662

Daniel S Pease

Construction, Criminal, Corporate, Business Organization

Status: In Good Standing Licensed: 38 Years

CONTACT

40 Main St, Massena, NY 13662

Cynthia Ann Eyler

General Practice

Status: In Good Standing Licensed: 37 Years

CONTACT

Canton, NY 13617

Anya A. Tendler

General Practice

Status: In Good Standing Licensed: 16 Years

CONTACT

Canton, NY 13617

Rafael Angel Olazagasti

Family Law, Criminal, Personal Injury

Status: In Good Standing Licensed: 27 Years

CONTACT

316 Main Street, Morristown, NY 13664

William Ronald Small

General Practice

Status: In Good Standing Licensed: 50 Years

CONTACT

314 Ford St, Ogdensburg, NY 13669

800-923-0641

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LEGAL TERMS

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

SAMPLE LEGAL CASES

COLLINS FIN. v. Vigilante

... Such a system is not tolerable in regard to credit card and other consumer credit debt cases where items such as the interest rate, late payment charge, and over-the-limit fees may change several times over the course of the consumer credit agreement. ...

Grasso v. Grasso

... 765 The husband also correctly contends that the Supreme Court improvidently exercised its discretion by, in effect, holding him responsible for 100% of the credit card obligations that constitute the parties' marital debt as well as all the marital debt that was solely in the wife's ...

PRA III LLC v. Gonzalez

... agreement to extend credit to the defendant, the issuance of credit cards at the defendant's address, his use of credit cards, his ... Moreover, the plaintiff submitted no evidence demonstrating the defendant's intention to pay the alleged debt (see General Obligations Law Â§ 17-101 ...

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Saint Lawrence County, NY Credit & Debt Lawyers, page 6

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Jerome J. Richards

Krista Ann Freego

Carrie Lavigne

David Burgess Acker

Eric J Gustafson

Daniel S Pease

Cynthia Ann Eyler

Anya A. Tendler

Rafael Angel Olazagasti

William Ronald Small

TIPS

LEGAL TERMS

CHAPTER 13 PLAN

TRADE NAME

WORKOUT

DISCHARGE (OF DEBTS)

LOSS DAMAGE WAIVER (LDW)

C CORPORATION

SUBROGATION

FAIR CREDIT REPORTING ACT (FCRA)

REPOSSESSION

SAMPLE LEGAL CASES

COLLINS FIN. v. Vigilante

Grasso v. Grasso

PRA III LLC v. Gonzalez

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PRACTICE AREAS 70