San Bernardino County, CA Reorganization Lawyers, page 5

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Damien Joe Miranda

Wrongful Termination, Sexual Harassment, Employment, Employment Discrimination
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  23 Years

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America Vidana

Criminal, Divorce & Family Law, Immigration, DUI-DWI
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Benjamin Echols

Criminal, Felony, DUI-DWI, Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  32 Years

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James Rankin Gass

Traffic, Criminal
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Vanessa Betryna Gnekow

Child Support, Child Custody
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  11 Years

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DAVID VASQUEZ

Workers' Compensation, DUI-DWI, Personal Injury, Family Law, Mass Torts
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  15 Years

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Jahzeel Osejo

Criminal, Misdemeanor
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Arnold W. Holaday

Litigation, Products Liability, Personal Injury
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  31 Years

Christel A. Schoenfelder

Other, Workers' Compensation, Unfair Labor Practices, Personal Injury
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  22 Years

James DeAguilera

Eminent Domain, Government Agencies, Employment, Contract, Real Estate
Status:  Suspended *Status is reviewed annually. For latest information visit here           Licensed:  31 Years

Free Help: Use This Form or Call 800-814-6700

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Call me for fastest results!
800-814-6700

Free Help: Use This Form or Call 800-814-6700

By submitting this request, I authorize you to forward my information to multiple potential lawyers and I agree to your Terms of Use and Privacy Policy including the Consent to Receive Automated Phone Calls, Emails and Texts. Information you provide is not privileged or confidential.

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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)
As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)
A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

COLLATERAL

Property that guarantees payment of a secured debt.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)
A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)
Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)
A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)
A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)
An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

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