Santa Barbara Bankruptcy Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Reed Howard Olmstead

Government Agencies, Commercial Bankruptcy, Bankruptcy Litigation, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 15 Years

FREE CONSULTATION

CONTACT

5266 Hollister Ave, Santa Barbara, CA 93111

Ramon Raj Gupta

Commercial Bankruptcy, Business, Civil Rights, International Tax, Land Use & Zoning

Status: Licensed: 27 Years

CONTACT

112 E Victoria St, Santa Barbara, CA 93101

William Charles Beall

Defamation & Slander, Bankruptcy, Business, Pharmaceutical Product

Status: Licensed: 45 Years

CONTACT

1114 State St, Santa Barbara, CA 93101

Karen Lynn Grant

Employment Discrimination, Credit & Debt, Bankruptcy, Bankruptcy & Debt, Personal Injury

Status:

CONTACT

924 Anacapa St, Santa Barbara, CA 93101

Natalie Ann Spilborghs

Bankruptcy & Debt, Business, Trusts, Wills, Bankruptcy

Status: Licensed: 14 Years

CONTACT

550 Asilomar Way, Santa Barbara, CA 93117

Vaughn Eric Bunch

Commercial Bankruptcy, Business & Trade, Copyright, Trademark

Status: Licensed: 23 Years

CONTACT

6001 Paseo Palmilla, Santa Barbara, CA 93117

Michael David Fox

Products Liability, Bankruptcy, Administrative Law, Natural Resources, Admiralty & Maritime

Status: Licensed: 49 Years

CONTACT

2927 De La Vina St, Santa Barbara, CA 93105

Brenda Annette Enderle

Bankruptcy, Civil Rights, Family Law, Trusts, Real Estate

Status: Licensed: 22 Years

CONTACT

540 Alisal Rd, Solvang, CA 93463

A Bryan Diaz

Personal Injury, Bankruptcy, Business, Electronic Commerce, Mass Torts

Status: Licensed: 23 Years

CONTACT

701 E Santa Clara St, Ventura, CA 93001

Janet Audrey Lawson

Education, Bankruptcy, Bankruptcy & Debt, Personal Injury, Car Accident

Status:

CONTACT

3639 E Harbor Blvd, Ventura, CA 93001

800-814-6700

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LEGAL TERMS

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

FCBA

See Fair Credit Billing Act.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

SAMPLE LEGAL CASES

Jaffe v. Pacelli

... ALDRICH, J. I. INTRODUCTION. In this case, the superior court entered a judgment against a debtor, Zenaida C. Pacelli (Pacelli), that included an award of attorney fees. Years later, Pacelli sought to discharge the debt in bankruptcy court. ... 2. The bankruptcy proceedings. ...

Imperial Merchant Services, Inc. v. Hunt

... section 3287, for a total of $179.41. 385 Hunt filed a voluntary petition for bankruptcy in the United States Bankruptcy Court for the Northern District of California (the bankruptcy action). Shortly thereafter, Hunt filed a putative ...

Aceves v. US BANK NA

... deed of trust on her residence. About two years into the loan, she could not afford the monthly payments and filed for bankruptcy under chapter 7 of the Bankruptcy Code (11 USC Â§Â§ 701-784). She intended to convert the chapter ...

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Santa Barbara Bankruptcy Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Reed Howard Olmstead

Ramon Raj Gupta

William Charles Beall

Karen Lynn Grant

Natalie Ann Spilborghs

Vaughn Eric Bunch

Michael David Fox

Brenda Annette Enderle

A Bryan Diaz

Janet Audrey Lawson

TIPS

LEGAL TERMS

SECRET WARRANTY PROGRAM

TRADE NAME

FAIR CREDIT REPORTING ACT (FCRA)

NO-FAULT INSURANCE

UNSECURED DEBT

DEFINED CONTRIBUTION PLAN

FCBA

DISCHARGEABLE DEBTS

REAFFIRMATION

SAMPLE LEGAL CASES

Jaffe v. Pacelli

Imperial Merchant Services, Inc. v. Hunt

Aceves v. US BANK NA

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