Santa Clara Credit & Debt Lawyer, California, page 2

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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Leslie Anne Holmes

Landlord-Tenant, Family Law, Divorce, Divorce & Family Law, Credit & Debt

Status:

CONTACT

2880 Zanker Rd, Alviso, CA 95134

David Brian Tarica

General Practice

Status: Licensed: 28 Years

CONTACT

120 W Mission St, Alviso, CA 95110

Ross Terence Mcmahon

Eminent Domain, Dispute Resolution, Contract, Credit & Debt

Status: Licensed: 27 Years

CONTACT

120 W Mission, Alviso, CA 95110

Victor Hilton Beauzay

General Practice

Status: Licensed: 73 Years

CONTACT

136 Dana Ave, Alviso, CA 95126

Valary Anne Miller

Trusts, Employee Rights, Consumer Protection, Credit & Debt

Status: Licensed: 30 Years

CONTACT

777 N 1st St, San Jose, CA 95112

Scott C Maurer

Consumer Rights, Credit & Debt

Status: Licensed: 30 Years

CONTACT

1030 The Alameda, Alviso, CA 95126

Allison Amy Krumhorn

Commercial Real Estate, Motor Vehicle, Credit & Debt, Collection

Status: Licensed: 23 Years

CONTACT

2021 The Alameda, Alviso, CA 95126

Drew Flippin Henwood

Landlord-Tenant, Government, Banking & Finance, Credit & Debt, Bankruptcy

Status: Licensed: 42 Years

CONTACT

510 N 1St St, Alviso, CA 95112

Barzin Barry Sabahat

Trusts, Employee Rights, Corporate, Credit & Debt

Status: Licensed: 32 Years

CONTACT

1069 Oakmont Dr, Alviso, CA 95117

Kim Tung

Litigation, Foreign Investment, Corporate, Credit & Debt

Status: Licensed: 27 Years

CONTACT

1320 Ridder Park Dr, San Jose, CA 95131

800-814-6700

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LEGAL TERMS

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

CREDIT FILE

See credit report.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

FCBA

See Fair Credit Billing Act.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...

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Santa Clara Credit & Debt Lawyer, California, page 2

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

Leslie Anne Holmes

David Brian Tarica

Ross Terence Mcmahon

Victor Hilton Beauzay

Valary Anne Miller

Scott C Maurer

Allison Amy Krumhorn

Drew Flippin Henwood

Barzin Barry Sabahat

Kim Tung

TIPS

LEGAL TERMS

SOLE PROPRIETORSHIP

NO-FAULT INSURANCE

CREDIT FILE

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

BANKRUPTCY TRUSTEE

FCBA

PRIORITY DEBT

FAIR CREDIT REPORTING ACT (FCRA)

C CORPORATION

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

Dey v. Continental Central Credit

Liceaga v. Debt Recovery Solutions, LLC

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