Schaumburg Credit & Debt Lawyer, Illinois, page 2

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Nella E. Mariani

Bankruptcy, Bankruptcy & Debt, Credit & Debt

Status: Licensed: 26 Years

CONTACT

600 S County Line Rd, Bensenville, IL 60106

Nella E. Mariani

Bankruptcy, Bankruptcy & Debt, Credit & Debt

Status: Licensed: 26 Years

CONTACT

600 County Line Rd, Bensenville, IL 60106

Kenneth C. Shepro

Credit & Debt, Traffic, Criminal, Civil Rights, Municipal

Status:

CONTACT

Wayne, IL 60184

Elizabeth Anne Bates Lehman

Litigation, Estate Planning, Credit & Debt, Bankruptcy

Status: Licensed: 43 Years

CONTACT

300 S County Farm Rd, Wheaton, IL 60187

John Joseph Pcolinski

Power of Attorney, Criminal, Discrimination, Corporate, Credit & Debt

Status:

CONTACT

310 S Country Farm Rd, Wheaton, IL 60187

Ronald J Hennings

Health Care Other, Employee Rights, Insurance, Credit & Debt

Status: Licensed: 37 Years

CONTACT

991 Oak Creek Dr, Lombard, IL 60148

Shannon Elizabeth Coleman

Commercial Real Estate, Real Estate, Credit & Debt, Bankruptcy

Status: Licensed: 23 Years

CONTACT

2500 Lake Cook Road, Deerfield, IL 60015

Kent A. Gaertner

Business, Collection, Credit & Debt, Reorganization, Employment

FREE CONSULTATION

CONTACT

1725 S. Naperville Road, Wheaton, IL 60189

Heather Weis Benveniste

Commercial Real Estate, Real Estate, Corporate, Bankruptcy & Debt, Credit & Debt

Status:

CONTACT

3066 Pawtucket Rd, Northbrook, IL 60062

Ira Phil Goldberg

Trusts, Credit & Debt, Collection, Bankruptcy

Status:

CONTACT

216 Higgins Road, Park Ridge, IL 60068

800-814-6700

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LEGAL TERMS

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FCRA

See Fair Credit Reporting Act.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

COLLATERAL

Property that guarantees payment of a secured debt.

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

... On June 28, 2005, plaintiff filed its initial complaint against defendant to collect on an alleged defaulted credit card debt. ... Plaintiff asserts that it is well entrenched in Illinois law that the statute of limitations for an action on a credit card debt is 10 years. ...

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

... appeals the order of the circuit court of Madison County that dismissed his class action complaint against the defendant, Nations Credit Financial Services ... knowingly done, shall be deemed a forfeiture of the entire interest which the note, bill, or other evidence of debt carries with ...

Laubner v. JP Morgan Chase Bank, NA

... More to the point, plaintiffs have not set forth any facts to show why $11,500 per month is not enough to sustain their respective lifestyles in a manner that is "comfortable." Plaintiffs make no allegations of debt (aside from the credit debt that trustees paid off), steep mortgage ...

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Schaumburg Credit & Debt Lawyer, Illinois, page 2

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Nella E. Mariani

Nella E. Mariani

Kenneth C. Shepro

Elizabeth Anne Bates Lehman

John Joseph Pcolinski

Ronald J Hennings

Shannon Elizabeth Coleman

Kent A. Gaertner

Heather Weis Benveniste

Ira Phil Goldberg

TIPS

LEGAL TERMS

COLLECTION AGENCY

DISCHARGEABLE DEBTS

UNDUE HARDSHIP

UNSECURED DEBT

DEBT COLLECTOR

TRUTH IN LENDING ACT (TILA)

FCRA

CYBERSQUATTING

COLLATERAL

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

Laubner v. JP Morgan Chase Bank, NA

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