Scio Collection Lawyer, Oregon

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
3. Refer
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Not enough matches for Scio Collection lawyer.
Below are all Scio Bankruptcy & Debt lawyers.

Michael Paul De Muniz

Other, Criminal, Bankruptcy & Debt

Status: Licensed: 17 Years

CONTACT

111 SW 5th Avenue, Portland, OR 97204

Rex K. Daines

Bankruptcy & Debt, Accident & Injury, Consumer Rights

Status: Licensed: 30 Years

FREE CONSULTATION

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3995 Hagers Grove Rd SE, Salem, OR 97309

Kevin Dale Swartz

Child Custody, Consumer Bankruptcy, Bankruptcy, Personal Injury

Status: Licensed: 27 Years

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3995 Hagers Grove Rd Se, Salem, OR 97309

Eric Wayne Olsen

Non-profit, Consumer Bankruptcy, Bankruptcy, Personal Injury

Status: Licensed: 47 Years

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3995 Hagers Grove Rd Se, Salem, OR 97317

Keith D Karnes

Landlord-Tenant, Civil Rights, Credit & Debt, Consumer Bankruptcy, Bankruptcy

Status:

CONTACT

2701 12Th St Se, Salem, OR 97302

Lisa Nuss

Employment, Litigation, Commercial Bankruptcy

Status: Licensed: 30 Years

CONTACT

3578 Peck Ave Se, Salem, OR 97302

Kevin J Rank

Litigation, Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 34 Years

CONTACT

1265 Waller St Se, Salem, OR 97302

Christopher Bruce Matheny

Estate Planning, Civil Rights, Contract, Credit & Debt

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1644 Liberty St Se, Salem, OR 97302

Brian E Hefner

Motor Vehicle, Divorce, Criminal, Bankruptcy & Debt, Personal Injury

Status: Licensed: 9 Years

CONTACT

1230 Fairview Ave SE, Salem, OR 97302

Erich M D Paetsch

Foreclosure, Civil Rights, Contract, Collection

Status: Licensed: 26 Years

CONTACT

Salem, OR 97308

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LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

COLLATERAL

Property that guarantees payment of a secured debt.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

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Scio Collection Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Michael Paul De Muniz

Rex K. Daines

Kevin Dale Swartz

Eric Wayne Olsen

Keith D Karnes

Lisa Nuss

Kevin J Rank

Christopher Bruce Matheny

Brian E Hefner

Erich M D Paetsch

TIPS

LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

TRUTH IN LENDING ACT (TILA)

CREDIT BUREAU

COLLATERAL

INTEREST

FRAUDULENT TRANSFER

DISCHARGEABLE DEBTS

LIABILITY

CHAPTER 13 PLAN

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