Sequatchie Bankruptcy & Debt Lawyer, Tennessee

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Kenneth O. Fritz

Bankruptcy, Employment, Estate Planning, Family Law, Real Estate

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801 Broad St., Chattanooga, TN 37402

William M Foster

Litigation, Transportation & Shipping, Estate Planning, Reorganization

Status: Licensed: 61 Years

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14 Oakman Lane, Signal Mountain, TN 37377

Jeff Norwood

Bankruptcy, Banking & Finance, Bankruptcy & Debt

Status: Licensed: 42 Years

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5106 Wilson Ave, Signal Mountain, TN 37377

Layne Meredith Gillespie

Estate Planning, Family Law, Insurance, Reorganization, Bankruptcy

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201 Frazier Ave, Chattanooga, TN 37405

John G. Yantis

Wills & Probate, Workers' Compensation, Corporate, Collection, Civil Rights

Status: Licensed: 49 Years

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736 Georgia Ave, Chattanooga, TN 37402

Mike Nelson St. Charles

Business, Real Estate, Industry Specialties, Reorganization

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605 Chestnut Street, Chattanooga, TN 37450

Hal Lebron North

Juvenile Law, Litigation, Bankruptcy, Banking & Finance

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605 Chestnut Street, Chattanooga, TN 37450

Nathan Andrew Hertzog

Corporate, Business, Reorganization, Bankruptcy

Status: Licensed: 12 Years

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633 Chestnut St, Chattanooga, TN 37450

Rob Carden

Dispute Resolution, Federal Appellate Practice, Bankruptcy, Banking & Finance

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601 Market St, Chattanooga, TN 37402

Carmen Yvette Wiley Ware

Labor Law, Insurance, Credit & Debt, Products Liability

Status: Licensed: 22 Years

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200 W Martin Luther King Blvd, Chattanooga, TN 37402

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LEGAL TERMS

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

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Sequatchie Bankruptcy & Debt Lawyer, Tennessee

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Kenneth O. Fritz

William M Foster

Jeff Norwood

Layne Meredith Gillespie

John G. Yantis

Mike Nelson St. Charles

Hal Lebron North

Nathan Andrew Hertzog

Rob Carden

Carmen Yvette Wiley Ware

TIPS

LEGAL TERMS

REDEMPTION

C CORPORATION

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

GARNISHMENT

CREDIT COUNSELING

CURRENT MONTHLY INCOME

NUISANCE FEES

WORKOUT

FAIR CREDIT REPORTING ACT (FCRA)

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