Sequatchie Bankruptcy & Debt Lawyer, Tennessee

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Kenneth O. Fritz

Bankruptcy, Employment, Estate Planning, Family Law, Real Estate

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801 Broad St., Chattanooga, TN 37402

William M Foster

Litigation, Transportation & Shipping, Estate Planning, Reorganization

Status: Licensed: 61 Years

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14 Oakman Lane, Signal Mountain, TN 37377

Jeff Norwood

Bankruptcy, Banking & Finance, Bankruptcy & Debt

Status: Licensed: 42 Years

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5106 Wilson Ave, Signal Mountain, TN 37377

Layne Meredith Gillespie

Estate Planning, Family Law, Insurance, Reorganization, Bankruptcy

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201 Frazier Ave, Chattanooga, TN 37405

John G. Yantis

Wills & Probate, Workers' Compensation, Corporate, Collection, Civil Rights

Status: Licensed: 49 Years

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736 Georgia Ave, Chattanooga, TN 37402

Mike Nelson St. Charles

Business, Real Estate, Industry Specialties, Reorganization

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605 Chestnut Street, Chattanooga, TN 37450

Hal Lebron North

Juvenile Law, Litigation, Bankruptcy, Banking & Finance

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605 Chestnut Street, Chattanooga, TN 37450

Nathan Andrew Hertzog

Corporate, Business, Reorganization, Bankruptcy

Status: Licensed: 13 Years

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633 Chestnut St, Chattanooga, TN 37450

Rob Carden

Dispute Resolution, Federal Appellate Practice, Bankruptcy, Banking & Finance

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601 Market St, Chattanooga, TN 37402

Carmen Yvette Wiley Ware

Labor Law, Insurance, Credit & Debt, Products Liability

Status: Licensed: 22 Years

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200 W Martin Luther King Blvd, Chattanooga, TN 37402

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LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

FCBA

See Fair Credit Billing Act.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

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Sequatchie Bankruptcy & Debt Lawyer, Tennessee

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Kenneth O. Fritz

William M Foster

Jeff Norwood

Layne Meredith Gillespie

John G. Yantis

Mike Nelson St. Charles

Hal Lebron North

Nathan Andrew Hertzog

Rob Carden

Carmen Yvette Wiley Ware

TIPS

LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

FCBA

LIEN

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

DEBT COLLECTOR

FAIR CREDIT REPORTING ACT (FCRA)

FAIR CREDIT BILLING ACT (FCBA)

CREDIT REPORT

DOING BUSINESS AS (DBA)

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