Sharps Chapel Bankruptcy & Debt Lawyer, Tennessee

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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A. Lori Jones

Government, Divorce & Family Law, Bankruptcy & Debt, Accident & Injury

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7619 Paloma Court, Corryton, TN 37721

Adam Michael Bullock

General Practice

Status: Licensed: 12 Years

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124 Independence Ln, La Follette, TN 37766

Amanda Hathcock Sammons

Criminal, Credit & Debt, Family Law, Litigation

Status: Licensed: 22 Years

CONTACT

590 Main Street, Jacksboro, TN 37757

David Andrew Lufkin

Real Estate, Business, Bankruptcy & Debt

Status: Licensed: 46 Years

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5329 Brown Gap Rd, Knoxville, TN 37918

Harvey Terrence Kite

Administrative Law, Credit & Debt, Civil Rights, Eminent Domain

Status: Licensed: 48 Years

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506 Greenwood Dr, Clinton, TN 37716

Jennifer Rogers Graham

General Practice

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5117 Cattail Ln, Corryton, TN 37721

Philip R. Crye

Other, Business, Bankruptcy & Debt

Status: Licensed: 40 Years

CONTACT

125 N Main St, Clinton, TN 37716

Sal William Varsalona

Estate, Bankruptcy & Debt

Status: Licensed: 33 Years

CONTACT

711 S Charles G Seivers Blvd, Clinton, TN 37716

Stephen Kent Garrett

Trusts, Estate, Credit & Debt, Bankruptcy & Debt

Status: Licensed: 40 Years

CONTACT

7838 Barker Rd, Corryton, TN 37721

Tyler Kolby Lambert Hurst

Real Estate, Lawsuit & Dispute, Business, Bankruptcy & Debt

Status: Licensed: 14 Years

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411 Blue Top Rd, Tazewell, TN 37879

800-814-6700

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LEGAL TERMS

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

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Sharps Chapel Bankruptcy & Debt Lawyer, Tennessee

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

A. Lori Jones

Adam Michael Bullock

Amanda Hathcock Sammons

David Andrew Lufkin

Harvey Terrence Kite

Jennifer Rogers Graham

Philip R. Crye

Sal William Varsalona

Stephen Kent Garrett

Tyler Kolby Lambert Hurst

TIPS

LEGAL TERMS

BANKRUPTCY TRUSTEE

FAIR CREDIT BILLING ACT (FCBA)

CREDIT INSURANCE

GUARANTOR

FAIR CREDIT REPORTING ACT (FCRA)

MEETING OF CREDITORS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

CHAPTER 13 PLAN

CURRENT MONTHLY INCOME

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