Shelton Collection Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Robert Dryden Wilson-Hoss

Civil Rights, Corporate, Collection, Personal Injury

Status: Licensed: 47 Years

CONTACT

211 E Woodbridge Ln, Shelton, WA 98584

Michael George Gusa

Landlord-Tenant, Real Estate, Collection, Bankruptcy

Status:

FREE CONSULTATION

CONTACT

1700 Cooper Point Road S.W., Olympia, WA 98502

Mary Ann Strickler

Landlord-Tenant, Collection, Commercial Real Estate

Status: Licensed: 30 Years

CONTACT

337 Rogers St Nw, Olympia, WA 98502

Loren Kiser

Landlord-Tenant, Civil Rights, Corporate, Collection

Status: Licensed: 28 Years

CONTACT

120 State Ave Ne, Olympia, WA 98501

Mary C. Lobdell

Federal Appellate Practice, Administrative Law, Collection, Legal Malpractice

Status: Licensed: 37 Years

CONTACT

2100 Evergreen Park Dr Sw, Olympia, WA 98504

Trevor Arthur Zandell

Construction, Civil Rights, Contract, Collection

Status: Licensed: 20 Years

CONTACT

111 21St Ave Sw, Olympia, WA 98501

Bradley J Drury

Workers' Compensation, Contract, Collection, Personal Injury

Status: Licensed: 20 Years

CONTACT

2120 State Ave Ne, Lacey, WA 98506

E. P. Hackenberg

Collection, Personal Injury, Estate Planning, Landlord-Tenant

Status: Licensed: 18 Years

CONTACT

301 O St SE, Olympia, WA 98501

Leslie Woodruff Owen

Housing & Construction Defects, Traffic, Elder Law, Collection

Status: Licensed: 29 Years

CONTACT

3322 Fairview St Se, Olympia, WA 98501

Patrick William Rawnsley

Family Law, Civil Rights, Collection, Personal Injury

Status:

CONTACT

1411 State Ave Ne, Lacey, WA 98506

800-814-6700

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LEGAL TERMS

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

FCBA

See Fair Credit Billing Act.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

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Shelton Collection Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Robert Dryden Wilson-Hoss

Michael George Gusa

Mary Ann Strickler

Loren Kiser

Mary C. Lobdell

Trevor Arthur Zandell

Bradley J Drury

E. P. Hackenberg

Leslie Woodruff Owen

Patrick William Rawnsley

TIPS

LEGAL TERMS

REDEMPTION

FAIR CREDIT BILLING ACT (FCBA)

CHAPTER 13 BANKRUPTCY

COLLECTION AGENCY

DISCHARGEABLE DEBTS

MEANS TEST

FCBA

CREDIT BUREAU

TRADE NAME

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