Shiawassee County, MI Workout Lawyers

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
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Not enough matches for Shiawassee Workout lawyer.
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Anthony F. Lubkin

Divorce & Family Law, Wills & Probate, Criminal, Real Estate, Bankruptcy & Debt

Status: Licensed: 44 Years

CONTACT

4844 Apache Path, Owosso, MI 48867

Patrick J. Marutiak

Accident & Injury, Social Security -- Disability, Personal Injury, Slip & Fall Accident, Medical Malpractice

Status:

CONTACT

1028 E M 21, Owosso, MI 48867

Matthew J. Van Epps

Divorce & Family Law, Estate, Consumer Bankruptcy, Bankruptcy, Wills & Probate

Status: Licensed: 41 Years

FREE CONSULTATION

CONTACT

318 N Water St, Owosso, MI 48867

Justin Duane English

Divorce, Bankruptcy

Status:

CONTACT

120 W Exchange St, Henderson, MI 48867

Sara Margaret Sastamoinen

Lawsuit & Dispute, Family Law, Divorce & Family Law, Business

Status:

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500 N Oakland Dr, Laingsburg, MI 48848

Mark J. Van Epps

Bankruptcy, Bankruptcy & Debt

Status: Licensed: 44 Years

CONTACT

318 N. Water Street, Owosso, MI 48867

Flint C. Watt

Military, Real Estate, Motor Vehicle, Lawsuit & Dispute

Status: Licensed: 28 Years

CONTACT

9009 E Lansing Rd, Durand, MI 48429

John J. Homola

Estate, Divorce & Family Law

Status: Licensed: 24 Years

CONTACT

117 W Oliver St, Henderson, MI 48867

Scott James Gould

Construction, Traffic, Agriculture, Contract

Status: Licensed: 13 Years

CONTACT

114 E Main St, Henderson, MI 48867

Brian J. Bridson

General Practice

Status: Licensed: 40 Years

CONTACT

8930 W Scenic Lake Dr, Laingsburg, MI 48848

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LEGAL TERMS

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

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Shiawassee County, MI Workout Lawyers

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Anthony F. Lubkin

Patrick J. Marutiak

Matthew J. Van Epps

Justin Duane English

Sara Margaret Sastamoinen

Mark J. Van Epps

Flint C. Watt

John J. Homola

Scott James Gould

Brian J. Bridson

TIPS

LEGAL TERMS

CREDIT INSURANCE

ACCORD AND SATISFACTION

REAFFIRMATION

DISPOSABLE INCOME

BANKRUPTCY TRUSTEE

TRUTH IN LENDING ACT (TILA)

SOLE PROPRIETORSHIP

PREFERENCE

COSIGNER

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