Shiawassee County, MI Workout Lawyers

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Anthony F. Lubkin

Divorce & Family Law, Wills & Probate, Criminal, Real Estate, Bankruptcy & Debt

Status: Licensed: 44 Years

CONTACT

4844 Apache Path, Owosso, MI 48867

Patrick J. Marutiak

Accident & Injury, Social Security -- Disability, Personal Injury, Slip & Fall Accident, Medical Malpractice

Status:

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1028 E M 21, Owosso, MI 48867

Matthew J. Van Epps

Divorce & Family Law, Estate, Consumer Bankruptcy, Bankruptcy, Wills & Probate

Status: Licensed: 41 Years

FREE CONSULTATION

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318 N Water St, Owosso, MI 48867

Justin Duane English

Divorce, Bankruptcy

Status:

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120 W Exchange St, Henderson, MI 48867

Sara Margaret Sastamoinen

Lawsuit & Dispute, Family Law, Divorce & Family Law, Business

Status:

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500 N Oakland Dr, Laingsburg, MI 48848

Mark J. Van Epps

Bankruptcy, Bankruptcy & Debt

Status: Licensed: 44 Years

CONTACT

318 N. Water Street, Owosso, MI 48867

Flint C. Watt

Military, Real Estate, Motor Vehicle, Lawsuit & Dispute

Status: Licensed: 28 Years

CONTACT

9009 E Lansing Rd, Durand, MI 48429

John J. Homola

Estate, Divorce & Family Law

Status: Licensed: 24 Years

CONTACT

117 W Oliver St, Henderson, MI 48867

Scott James Gould

Construction, Traffic, Agriculture, Contract

Status: Licensed: 13 Years

CONTACT

114 E Main St, Henderson, MI 48867

Brian J. Bridson

General Practice

Status: Licensed: 40 Years

CONTACT

8930 W Scenic Lake Dr, Laingsburg, MI 48848

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LEGAL TERMS

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

FDCPA

See Fair Debt Collections & Practices Act.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

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Shiawassee County, MI Workout Lawyers

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Anthony F. Lubkin

Patrick J. Marutiak

Matthew J. Van Epps

Justin Duane English

Sara Margaret Sastamoinen

Mark J. Van Epps

Flint C. Watt

John J. Homola

Scott James Gould

Brian J. Bridson

TIPS

LEGAL TERMS

CURRENT MONTHLY INCOME

SUBROGATION

COSIGNER

BANKRUPTCY

INTEREST

CREDIT INSURANCE

GARNISHMENT

FDCPA

LIMITED LIABILITY

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