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Six Lakes Reorganization Lawyer, Michigan

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800-814-6700

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Thomas B. Baynton Lawyer

Thomas B. Baynton

✓ VERIFIED *Status is reviewed annually. For latest information visit here
Criminal, Bankruptcy, Divorce & Family Law, Traffic, DUI-DWI
I fight for you! Let My 29 Years of Experience Work For You!

At the Law Office of Thomas Baynton PLLC, Thomas Baynton is an experienced attorney serving the people of West Michigan. If you have been charged with... (more)

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616-456-6100

PO Box 230096, Grand Rapids, MI 49503
Profile LAWPOINTS™73/100
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C Mark Stoppels

Business Organization, Collection, Banking & Finance, Wills & Probate
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           
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825 Parchment Drive S. E., Grand Rapids, MI 49546
Profile LAWPOINTS™41/100
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Jon Dallas Stratman

Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           
CONTACT
866 3 Mile Road, N.W., Grand Rapids, MI 49544
Profile LAWPOINTS™36/100
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Greg J. Ekdahl

Litigation, Business Organization, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

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230 East Fulton Street, Grand Rapids, MI 49503
Profile LAWPOINTS™43/100
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A. Todd Almassian

Litigation, Employment, Corporate, Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

FREE CONSULTATION 

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230 East Fulton Street, Grand Rapids, MI 49503
Profile LAWPOINTS™43/100
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James M. Keller

Corporate, Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

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230 East Fulton Street, Grand Rapids, MI 49503
Profile LAWPOINTS™43/100
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Michael D. Almassian

Insurance, Corporate, Credit & Debt, Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

FREE CONSULTATION 

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230 East Fulton Street, Grand Rapids, MI 49503
Profile LAWPOINTS™43/100
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James R. Oppenhuizen

Bankruptcy, Estate Planning, Family Law, Litigation
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

FREE CONSULTATION 

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125 Ottawa Ave. Nw, Grand Rapids, MI 49503
Profile LAWPOINTS™43/100
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Kelly G. Lambert

Traffic, Family Law, Divorce, Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

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330 Fuller Avenue N.E., Grand Rapids, MI 49503
Profile LAWPOINTS™39/100
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James R. Samuels

Criminal, Collection
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           
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10021 Sylvan Dr, Mecosta, MI 49332
Profile LAWPOINTS™32/100
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Member Representative

800-814-6700

Free Help: Use This Form or Call 800-814-6700

Member Representative

Call me for fastest results!
800-814-6700

Free Help: Use This Form or Call 800-814-6700

By submitting this request, I authorize you to forward my information to multiple potential lawyers and I agree to your Terms of Use and Privacy Policy including the Consent to Receive Automated Phone Calls, Emails and Texts. Information you provide is not privileged or confidential.

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Easily find Six Lakes Reorganization Lawyers and Six Lakes Reorganization Law Firms. For more attorneys, search all Bankruptcy & Debt areas including Bankruptcy, Collection, Credit & Debt and Workout attorneys.

LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)
In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)
The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

FDCPA

See Fair Debt Collections & Practices Act.

FCRA

See Fair Credit Reporting Act.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)
A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)
A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)
(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)
Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

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