South Houston Bankruptcy & Debt Lawyer, Texas

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Vicky Fealy
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The Fealy Law Firm, P.C.
1235 North Loop West Suite 1005 Houston, TX 77008 » view map
Bankruptcy, Judgments, & Foreclosures
Houtson Bankruptcy Lawyers

Helping clients take control of their finances, for more that years. Board Certified in Consumer Bankruptcy by the Texas Board of Legal Specialization.

800-810-9591
1. Vicky Fealy Houston, TX
  Attorney At Law - Texas, 1991
  University of Houston Law Center, J.D.
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Jeffrey N. Todd

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Natural Resources, Medical Malpractice, Insurance, Government, Consumer Bankruptcy

Admitted to practice in Texas, New York, New Jersey and Georgia. Committed to truth and justice.

Jeff Todd has a broad range of legal experience and has practiced law in numerous jurisdictions and settings. Upon graduating from law school, he prac... (more)

FREE CONSULTATION

CONTACT

800-736-0920

12929 Gulf Freeway, Houston, TX 77034

Harvey Lee Burns

Commercial Real Estate, Business & Trade, Bankruptcy, Personal Injury

Status: Licensed: 16 Years

CONTACT

3009 Strawberry Rd, Pasadena, TX 77502

Brian Alan Abramson

Civil Rights, Bankruptcy, Personal Injury, Mass Torts, Business

Status: Licensed: 20 Years

CONTACT

8441 Gulf Fwy, Houston, TX 77017

M. Rene Sandel

Elder Law, Administrative Law, Credit & Debt, Personal Injury

Status: Licensed: 38 Years

CONTACT

2007 N Palm Ct, Pasadena, TX 77502

William H. Patterson

Family Law, Elder Law, Credit & Debt, Personal Injury

Status: Licensed: 38 Years

CONTACT

2007 N Palm Ct, Pasadena, TX 77502

Ricardo Molina

Workers' Compensation, Employment, Consumer Bankruptcy, Personal Injury

Status: Licensed: 33 Years

CONTACT

11550 Fuqua St, Houston, TX 77034

Gregory Neill Jones

Commercial Bankruptcy, Personal Injury

Status: Licensed: 19 Years

CONTACT

8441 Gulf Freeway, Houston, TX 77017

Eloise A. Guzman

Business, Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

8225 Gulf Fwy, Houston, TX 77017

Robert Francis Gilbert

Intellectual Property, Wills, Consumer Bankruptcy, Bankruptcy

Status: Licensed: 17 Years

CONTACT

10100 Kleckley Dr, Houston, TX 77075

Fyodor Dostoevsky Clay

Clean Air Practice, Employee Rights, Administrative Law, Bankruptcy

Status:

CONTACT

12600 N Featherwood, Houston, TX 77034

800-814-6700

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LEGAL TERMS

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

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South Houston Bankruptcy & Debt Lawyer, Texas

Sponsored Law Firm

The Fealy Law Firm, P.C.

SPONSORED LAWYERS

Jeffrey N. Todd

Harvey Lee Burns

Brian Alan Abramson

M. Rene Sandel

William H. Patterson

Ricardo Molina

Gregory Neill Jones

Eloise A. Guzman

Robert Francis Gilbert

Fyodor Dostoevsky Clay

TIPS

LEGAL TERMS

FRAUDULENT TRANSFER

FAIR CREDIT REPORTING ACT (FCRA)

LIABILITY

SECURED DEBT

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

LIQUIDATING PARTNER

SOLE PROPRIETORSHIP

REPOSSESSION

ADMINISTRATIVE EXPENSES

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