South Houston Bankruptcy & Debt Lawyer, Texas

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Vicky Fealy
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The Fealy Law Firm, P.C.
1235 North Loop West Suite 1005 Houston, TX 77008 » view map
Bankruptcy, Judgments, & Foreclosures
Houtson Bankruptcy Lawyers

Helping clients take control of their finances, for more that years. Board Certified in Consumer Bankruptcy by the Texas Board of Legal Specialization.

800-810-9591
1. Vicky Fealy Houston, TX
  Attorney At Law - Texas, 1991
  University of Houston Law Center, J.D.
2. Frequently Asked Questions
  Bankruptcy Frequently Asked Questions
3. Contact UsEmail or Call 24/7
  Timing is often critical and you really need to seek advice early.
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Jeffrey N. Todd

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Natural Resources, Medical Malpractice, Insurance, Government, Consumer Bankruptcy

Admitted to practice in Texas, New York, New Jersey and Georgia. Committed to truth and justice.

Jeff Todd has a broad range of legal experience and has practiced law in numerous jurisdictions and settings. Upon graduating from law school, he prac... (more)

FREE CONSULTATION

CONTACT

800-736-0920

12929 Gulf Freeway, Houston, TX 77034

Harvey Lee Burns

Commercial Real Estate, Business & Trade, Bankruptcy, Personal Injury

Status: Licensed: 16 Years

CONTACT

3009 Strawberry Rd, Pasadena, TX 77502

Brian Alan Abramson

Civil Rights, Bankruptcy, Personal Injury, Mass Torts, Business

Status: Licensed: 20 Years

CONTACT

8441 Gulf Fwy, Houston, TX 77017

M. Rene Sandel

Elder Law, Administrative Law, Credit & Debt, Personal Injury

Status: Licensed: 38 Years

CONTACT

2007 N Palm Ct, Pasadena, TX 77502

William H. Patterson

Family Law, Elder Law, Credit & Debt, Personal Injury

Status: Licensed: 38 Years

CONTACT

2007 N Palm Ct, Pasadena, TX 77502

Ricardo Molina

Workers' Compensation, Employment, Consumer Bankruptcy, Personal Injury

Status: Licensed: 33 Years

CONTACT

11550 Fuqua St, Houston, TX 77034

Gregory Neill Jones

Commercial Bankruptcy, Personal Injury

Status: Licensed: 19 Years

CONTACT

8441 Gulf Freeway, Houston, TX 77017

Eloise A. Guzman

Business, Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

8225 Gulf Fwy, Houston, TX 77017

Robert Francis Gilbert

Intellectual Property, Wills, Consumer Bankruptcy, Bankruptcy

Status: Licensed: 17 Years

CONTACT

10100 Kleckley Dr, Houston, TX 77075

Fyodor Dostoevsky Clay

Clean Air Practice, Employee Rights, Administrative Law, Bankruptcy

Status:

CONTACT

12600 N Featherwood, Houston, TX 77034

800-814-6700

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LEGAL TERMS

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

COLLATERAL

Property that guarantees payment of a secured debt.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

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South Houston Bankruptcy & Debt Lawyer, Texas

Sponsored Law Firm

The Fealy Law Firm, P.C.

SPONSORED LAWYERS

Jeffrey N. Todd

Harvey Lee Burns

Brian Alan Abramson

M. Rene Sandel

William H. Patterson

Ricardo Molina

Gregory Neill Jones

Eloise A. Guzman

Robert Francis Gilbert

Fyodor Dostoevsky Clay

TIPS

LEGAL TERMS

LIQUIDATING PARTNER

NUISANCE FEES

401(K) PLAN

SETOFF

CHAPTER 13 BANKRUPTCY

UNDUE HARDSHIP

COLLATERAL

CREDIT REPORT

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

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