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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Raymond J. Sterling

Class Action, Whistleblower, Civil Rights, Collection

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33 Bloomfield Hills Parkway, Bloomfield Hills, MI 48304

Sheryl A. Shoebottom

Bankruptcy, Collection, Credit & Debt, Tax

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FREE CONSULTATION

CONTACT

30161 Southfield Road, Southfield, MI 48076

Jan Jeffrey Rubinstein

Litigation, Estate, Criminal, Collection

Status: Licensed: 25 Years

FREE CONSULTATION

CONTACT

30150 Telegraph Road, Bingham Farms, MI 48025

Aaron Sheinfield

Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt

CONTACT

4000 Town Center, Southfield, MI 48075

Erica Cicchelli

Alimony & Spousal Support, Child Support, Collection, Consumer Bankruptcy, Social Security

Status: Licensed: 23 Years

CONTACT

15900 W 10 Mile Rd, Southfield, MI 48075

Brian P. Parker

Bankruptcy & Debt, Collection, Consumer Bankruptcy, Workout

Status: Licensed: 32 Years

CONTACT

2000 Town Ctr, Southfield, MI 48075

Julie H. Pfitzenmaier Cotant

Contract, Collection, Employee Rights, Trusts

Status: Licensed: 20 Years

CONTACT

3000 Town Ctr, Southfield, MI 48075

Peter R. Tochman

Workers' Compensation, Contract, Collection, Wrongful Death

Status: Licensed: 36 Years

CONTACT

23625 Northwestern Hwy, Southfield, MI 48075

Trevor M. Stratton

Credit & Debt, Collection, Consumer Bankruptcy, Bankruptcy & Debt

Status: Licensed: 21 Years

FREE CONSULTATION

CONTACT

Farmington, MI 48336

Paul F. Condino

Lawsuit, Discrimination, Civil & Human Rights, Collection

Status: Licensed: 39 Years

CONTACT

26700 Lahser Rd, Southfield, MI 48033

800-814-6700

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LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

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Southfield Collection Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Raymond J. Sterling

Sheryl A. Shoebottom

Jan Jeffrey Rubinstein

Aaron Sheinfield

Erica Cicchelli

Brian P. Parker

Julie H. Pfitzenmaier Cotant

Peter R. Tochman

Trevor M. Stratton

Paul F. Condino

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LEGAL TERMS

GRACE PERIOD

LIMITED PARTNERSHIP

FAIR CREDIT BILLING ACT (FCBA)

LIEN

CURRENT MONTHLY INCOME

PRIORITY DEBT

C CORPORATION

SETOFF

NONEXEMPT PROPERTY

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