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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Jocelynne Rose Fallgatter

Land Use & Zoning, Estate Planning, Consumer Bankruptcy, Legal Malpractice

Status: Licensed: 13 Years

CONTACT

13231 Trout Farm Rd, Sultan, WA 98294

Edward Valentin Rivera

Bankruptcy

Status: Licensed: 35 Years

CONTACT

Monroe, WA 98272

P Jayson Thibodaux

Estate Planning, Divorce, Collection, Personal Injury

Status:

CONTACT

116 Avenue, Snohomish, WA 98290

Daren Hood Nitz

Securities, Corporate, Contract, Commercial Bankruptcy

Status: Licensed: 35 Years

CONTACT

Snohomish, WA 98291

Nancy Ann Gass

Estate Planning, Family Law, Contract, Bankruptcy

Status: Licensed: 10 Years

CONTACT

Carnation, WA 98014

Lawrence Freeman Brown

International Tax, Estate Planning, Business & Trade, Commercial Bankruptcy

Status: Licensed: 36 Years

CONTACT

Fall City, WA 98024

Douglas Leo Batey

Business, Commercial Bankruptcy, Corporate, Business & Trade

Status: Licensed: 45 Years

CONTACT

23515 Ne Novelty Hill Rd, Redmond, WA 98053

David Douglas Spencer

Land Use & Zoning, International Other, Contract, Commercial Bankruptcy

Status: Licensed: 39 Years

CONTACT

1621 Lake Mount Dr, Snohomish, WA 98290

Justin David Bristol

Construction, Litigation, Contract, Commercial Bankruptcy

Status: Licensed: 25 Years

CONTACT

Snohomish, WA 98291

Vicki L Oslund

Intellectual Property, Corporate, Contract, Commercial Bankruptcy

Status: Licensed: 27 Years

CONTACT

1016 122Nd Ave Ne, Lake Stevens, WA 98258

800-814-6700

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CREDIT FILE

See credit report.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

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Startup Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Jocelynne Rose Fallgatter

Edward Valentin Rivera

P Jayson Thibodaux

Daren Hood Nitz

Nancy Ann Gass

Lawrence Freeman Brown

Douglas Leo Batey

David Douglas Spencer

Justin David Bristol

Vicki L Oslund

TIPS

LEGAL TERMS

COLLATERAL

SUBROGATION

DOING BUSINESS AS (DBA)

CHAPTER 13 BANKRUPTCY

CREDIT FILE

REPOSSESSION

TRADE NAME

FAIR CREDIT BILLING ACT (FCBA)

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

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