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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Marcus Lee Vanover

Adoption, Bankruptcy, Corporate, Business Organization

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FREE CONSULTATION

CONTACT

48 Public Square, Somerset, KY 42501

D. Bruce Orwin

Construction, Wills, Corporate, Bankruptcy

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116 North Main Street, Somerset, KY 42502

Jeffrey Hoehler

Personal Injury, Bankruptcy, Workers' Compensation, Collection

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FREE CONSULTATION

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157 N. Main St., Monticello, KY 42633

Gordon T Germain

Education, Real Estate, Bankruptcy, Car Accident

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43 W Columbia Ave, Monticello, KY 42633

Jeffrey Hoehler

Social Security -- Disability, Workers' Compensation, Bankruptcy, Personal Injury

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CONTACT

157 N. Main Street, Monticello, KY 42633

Mary-Ann Smyth

Family Law, Divorce & Family Law, Bankruptcy, Bankruptcy & Debt

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CONTACT

Corbin, KY 40702

Larry E Conley

Civil Rights, Bankruptcy, Bankruptcy & Debt, Medical Malpractice

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CONTACT

714 S Main St, Corbin, KY 40701

Maxie E Higgason

Bankruptcy, Personal Injury, Traffic

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109 W 1St St, Corbin, KY 40701

Guy Earl Millward

Accident & Injury, Bankruptcy & Debt, Criminal

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FREE CONSULTATION

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Millward and Castle, Barbourville, KY 40906

Lois Renfro-Morris

Public Interest Law, Bankruptcy

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Barbourville, KY 40906

800-814-6700

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LEGAL TERMS

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

Strunk Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Marcus Lee Vanover

D. Bruce Orwin

Jeffrey Hoehler

Gordon T Germain

Jeffrey Hoehler

Mary-Ann Smyth

Larry E Conley

Maxie E Higgason

Guy Earl Millward

Lois Renfro-Morris

TIPS

LEGAL TERMS

NO-FAULT INSURANCE

LIQUIDATING PARTNER

NONEXEMPT PROPERTY

SECRET WARRANTY PROGRAM

CREDIT REPORT

GARNISHMENT

DEFINED CONTRIBUTION PLAN

FCRA

COLLATERAL

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