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Stephen Cromwell
About | Practice Areas
Cromwell & Associates, LLC
7305 Baltimore Ave Suite 307 College Park, MD 20740» view map
Estate, Tax, and Real Estate Law
Where Every Client Matters

At Cromwell & Associates, our firm is large enough to handle your diverse needs, but small enough to give you the personal attention you deserve.

240-667-7234
1. Stephen Cromwell College Park, MD
  Attorney at Law, MD
  University of Maryland School of Law, J.D. 2019
2. AboutCromwell & Associates, LLC
  Where Every Client Matters
3. Practice AreasExpertise
  Estate Law
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Cameron Niakan

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Bankruptcy, Collection, DUI-DWI, Felony

Cameron Niakan is a practicing lawyer in the state of Maryland handling bankruptcy matters.

CONTACT

202-276-4726

10301 Grosvenor Place, Rockville, MD 20852

Donald L. Bell

Bankruptcy & Debt, Estate Planning, Estate Administration, Wills & Probate, Bankruptcy Litigation

Greenbelt, MD Bankruptcy Lawyer

Donald L. Bell, born on September 29, 1975, in Montgomery, Alabama, is a dedicated legal professional with a rich background rooted in commitment and ... (more)

CONTACT

301-614-0536

6305 Ivy Lane, Greenbelt, MD 20770

James Leonardo Neher

Bankruptcy & Debt, Traffic, Commercial Bankruptcy, Consumer Bankruptcy

I am a bankruptcy lawyer that has been in practice for the last 22 years. Please contact to set up a meeting to discuss your case.

CONTACT

202-547-8865

2227 Bel Pre Road, Silver Spring, MD 20906

Ann Gaegler

Criminal, Bankruptcy

Status:

FREE CONSULTATION

CONTACT

6309 Baltimore Avenue, Riverdale, MD 20737

Charles M. Maynard

Real Estate, Corporate, Business Organization, Bankruptcy, Estate

Status:

FREE CONSULTATION

CONTACT

401 East Jefferson Street, Rockville, MD 20850

George Francis Bason

Workout, Reorganization, Credit & Debt, Bankruptcy

Status:

CONTACT

7910 Woodmont Avenue, Bethesda, MD 20814

Jeffrey W. Rubin

Elder Law, Corporate, Business Organization, Bankruptcy

Status:

CONTACT

11921 Rockville Pike, Rockville, MD 20852

John D. Sadler

Construction, Labor Law, Employment, Bankruptcy

Status:

CONTACT

11921 Rockville Pike, Rockville, MD 20852

Laura J. Margulies

Landlord-Tenant, Litigation, Bankruptcy, Products Liability

Status:

CONTACT

6205 Executive Blvd., Rockville, MD 20852

Lawrence J. Anderson

Bankruptcy, Class Action, Complex Litigation, Consumer Protection

Status:

FREE CONSULTATION

CONTACT

4833 Rugby Avenue, Bethesda, MD 20814

800-814-6700

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

SAMPLE LEGAL CASES

ATTORNEY GRIEVANCE COM'N v. Byrd

... But under no circumstances can counsel simply violate the Rules as a litigation strategy. With regard to the bankruptcy complaint, Judge Rubin made the following pertinent findings of fact and conclusions of law: 23. ... The Bankruptcy Complaint. ...

Wellington v. Shakiba

... 5. That pursuant to said deed of trust and commercial balloon note, the defendants were obligated to repay said loan. . . . On December 9, 2005, Ms. Shakiba, through counsel, filed a "Notice of Filing of Case in Bankruptcy Court." It stated: ...

Ali v. CIT

... On June 11, 2001, appellant filed a chapter 11 petition in bankruptcy in the United States Bankruptcy Court for the District of Maryland. Appellee could not pursue its claim outside of the bankruptcy proceeding because of the automatic stay provision in 11 USC Â§ 362. ...

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Suburb Maryland Fac Bankruptcy Lawyer, Maryland

Sponsored Law Firm

Cromwell & Associates, LLC

SPONSORED LAWYERS

Cameron Niakan

Donald L. Bell

James Leonardo Neher

Ann Gaegler

Charles M. Maynard

George Francis Bason

Jeffrey W. Rubin

John D. Sadler

Laura J. Margulies

Lawrence J. Anderson

TIPS

LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

GENERAL PARTNER

LOSS DAMAGE WAIVER (LDW)

UNDUE HARDSHIP

REAFFIRMATION

TRADE NAME

BANKRUPTCY TRUSTEE

MEETING OF CREDITORS

DISPOSABLE INCOME

SAMPLE LEGAL CASES

ATTORNEY GRIEVANCE COM'N v. Byrd

Wellington v. Shakiba

Ali v. CIT

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