Sullivan Reorganization Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Sullivan Reorganization lawyer.
Below are all Sullivan Bankruptcy & Debt lawyers.

Roy Massey

Bankruptcy & Debt, Credit & Debt, Personal Injury

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P.O. Box 361, Marion, KY 42064

Maurice Reeves Little

Bankruptcy, Bankruptcy & Debt, Other

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1917 Versnick Drive, Madisonville, KY 42431

Tommy J Fridy

Land Use & Zoning, Credit & Debt, Bankruptcy, Bankruptcy & Debt

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Sebree, KY 42455

Kevin Dane Shields

Wills & Probate, Child Custody, Criminal, Bankruptcy, Mass Torts

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Sandra D Freeburger

Estate, Credit & Debt, Bankruptcy, Bankruptcy & Debt

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Henderson, KY 42419

Zack N. Womack

Construction Contracts, Civil Rights, Business Organization, Collection

Status: Licensed: 40 Years

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Henderson, KY 42419

Harry Lee Mathison

Bankruptcy, Bankruptcy & Debt, Estate, Commercial Real Estate

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127 North Main Street, Henderson, KY 42420

Tonya Hightowe Fleming

Employment, Bankruptcy, Workers' Compensation, Mediation

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184 Poole Mill Rd, Crofton, KY 42217

G. Kent Price

Reorganization, Government Contract, Energy, Property & Casualty

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201 Broadway, Paducah, KY 42001

Rob Goff

Bankruptcy, Banking & Finance, Construction, Trusts

Status: Licensed: 14 Years

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Paducah, KY 42002

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LEGAL TERMS

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

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Sullivan Reorganization Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Roy Massey

Maurice Reeves Little

Tommy J Fridy

Kevin Dane Shields

Sandra D Freeburger

Zack N. Womack

Harry Lee Mathison

Tonya Hightowe Fleming

G. Kent Price

Rob Goff

TIPS

LEGAL TERMS

LIEN

MEANS TEST

NO-FAULT INSURANCE

REDEMPTION

401(K) PLAN

CREDIT COUNSELING

FAIR LABOR STANDARDS ACT (FLSA)

REAFFIRMATION

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

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