Sumpter Collection Lawyer, Oregon

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Gene C Rose

General Practice

Status: Licensed: 72 Years

CONTACT

46842 Foothill Rd, Haines, OR 97833

Martin Leuenberger

Real Estate, Divorce & Family Law, Criminal, Business

Status: Licensed: 50 Years

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3370 10Th Street, Baker City, OR 97814

Damien R Yervasi

Accident & Injury, Criminal, Medical Malpractice, Slip & Fall Accident

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1990 3rd St, Baker City, OR 97814

Robert W Whitnah

Estate, Divorce & Family Law, Criminal, Business

Status: Licensed: 24 Years

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1920 First St, Baker City, OR 97814

Kyra Kay Rohner-Ingram

Juvenile Law, Family Law, Divorce & Family Law, Criminal

Status: Licensed: 20 Years

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2043 Main St, Baker City, OR 97814

J Robert Moon

Workers' Compensation, DUI-DWI, Criminal, Personal Injury

Status: Licensed: 44 Years

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2043 Main St, Baker City, OR 97814

Gregory L Baxter

General Practice

Status: Licensed: 36 Years

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1995 3rd St, Baker City, OR 97814

Matthew B Shirtcliff

General Practice

Status: Licensed: 31 Years

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1995 3rd St, Baker City, OR 97814

Floyd C Vaughan

General Practice

Status: Licensed: 47 Years

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1950 3rd St, Baker City, OR 97814

Dan Van Thiel

Litigation

Status: Licensed: 61 Years

CONTACT

1831 1St St, Baker City, OR 97814

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

FCRA

See Fair Credit Reporting Act.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

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Sumpter Collection Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Gene C Rose

Martin Leuenberger

Damien R Yervasi

Robert W Whitnah

Kyra Kay Rohner-Ingram

J Robert Moon

Gregory L Baxter

Matthew B Shirtcliff

Floyd C Vaughan

Dan Van Thiel

TIPS

LEGAL TERMS

PRESUMED ABUSE

LIMITED LIABILITY

FAIR LABOR STANDARDS ACT (FLSA)

FCRA

NUISANCE FEES

CHAPTER 13 PLAN

INTEREST

SOLE PROPRIETORSHIP

TRUTH IN LENDING ACT (TILA)

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