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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
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Aaron J. Scheinfield

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Bankruptcy & Debt, Landlord-Tenant, Collection, Litigation, Construction

Aaron J. Scheinfield, born Farmington Hills, Michigan, December 1977, was admitted to the Bar in 2004. Education: University of Michigan (B.A. 2000); ... (more)

FREE CONSULTATION

CONTACT

248-355-5300

4000 Town Ctr, Southfield, MI 48075

Thomas Paluchniak

Collection, Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy

Status:

CONTACT

712 Stanley St, Ypsilanti, MI 48198

Sheryl A. Shoebottom

Bankruptcy, Collection, Credit & Debt, Tax

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FREE CONSULTATION

CONTACT

30161 Southfield Road, Southfield, MI 48076

Aaron Daniel Cox

Commercial Real Estate, Landlord-Tenant, Family Law, Collection

Status: Licensed: 19 Years

CONTACT

23820 Eureka Rd, Taylor, MI 48180

Scott P. Mussin

Civil Rights, Contract, Collection, Wrongful Death

Status: Licensed: 21 Years

CONTACT

13351 Reeck Ct, Southgate, MI 48195

Lora Ann Mcparland-savoie

Family Law, Divorce, Criminal, Collection

Status: Licensed: 10 Years

CONTACT

21917 Garrison St, Dearborn, MI 48124

Christopher Raymond Shemke

Elder Law, Insurance, Collection, Personal Injury

Status: Licensed: 15 Years

CONTACT

24400 Ford Rd, Dearborn Heights, MI 48127

William L. Orlewicz

Federal Appellate Practice, Criminal, Business, Collection

Status: Licensed: 14 Years

CONTACT

1 Parklane Blvd, Dearborn, MI 48126

Christina R. Mcphail

Workers' Compensation, Contract, Collection, Wrongful Death

Status: Licensed: 18 Years

CONTACT

23224 Joy Rd, Redford, MI 48239

Stephen J. Smith

Workers' Compensation, Contract, Collection, Wrongful Death

Status: Licensed: 52 Years

CONTACT

8841 Macomb St, Grosse Ile, MI 48138

800-814-6700

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FCRA

See Fair Credit Reporting Act.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

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Taylor Collection Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Aaron J. Scheinfield

Thomas Paluchniak

Sheryl A. Shoebottom

Aaron Daniel Cox

Scott P. Mussin

Lora Ann Mcparland-savoie

Christopher Raymond Shemke

William L. Orlewicz

Christina R. Mcphail

Stephen J. Smith

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LEGAL TERMS

INTEREST

FCRA

GARNISHMENT

PRIORITY DEBT

MEANS TEST

UNDUE HARDSHIP

SECRET WARRANTY PROGRAM

FRAUDULENT TRANSFER

COLLECTION AGENCY

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