Umpqua Collection Lawyer, Oregon

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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James A. Arneson

Alimony & Spousal Support, Child Support, Criminal, Children's Rights

Status:

CONTACT

318 S.E. Jackson Street, Roseburg, OR 97470

Jessica E. Freeman

General Practice

Status:

CONTACT

318 S.E. Jackson Street, Roseburg, OR 97470

Scott E. Baldwin

Criminal

Status:

CONTACT

318 S.E. Jackson Street, Roseburg, OR 97470

Bruce Eric Sherman

Commercial Real Estate, Real Estate

Status: Licensed: 43 Years

CONTACT

3849 Cole Rd, Oakland, OR 97462

Cathy W Schindler

General Practice

Status: Licensed: 16 Years

CONTACT

6172 Tyee Rd, Umpqua, OR 97486

Carol Annette McCurry

Criminal, Medical Malpractice, Family Law, Personal Injury

Status: Licensed: 27 Years

CONTACT

2975 Flournoy Valley Road, Roseburg, OR 97471

Roger Keith Vehrs

General Practice

Status: Licensed: 49 Years

CONTACT

233 Melrose Terrace Ln, Roseburg, OR 97471

Sharon Lee Schwartz

Juvenile Law, Land Use & Zoning, Estate, Divorce & Family Law, DUI-DWI

Status:

CONTACT

1118 SE Cass Ave, Roseburg, OR 97470

Dominic M Carollo

Lawsuit & Dispute, Environmental Law

Status: Licensed: 16 Years

CONTACT

Roseburg, OR 97470

Thomas W Kolberg

General Practice

Status: Licensed: 58 Years

CONTACT

225 Country Hill Dr, Roseburg, OR 97470

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LEGAL TERMS

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CCCS

See Consumer Credit Counseling Service.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

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Umpqua Collection Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

James A. Arneson

Jessica E. Freeman

Scott E. Baldwin

Bruce Eric Sherman

Cathy W Schindler

Carol Annette McCurry

Roger Keith Vehrs

Sharon Lee Schwartz

Dominic M Carollo

Thomas W Kolberg

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LEGAL TERMS

DEBT COLLECTOR

CCCS

GENERAL PARTNER

CURRENT MONTHLY INCOME

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

SETOFF

FAIR LABOR STANDARDS ACT (FLSA)

CREDIT INSURANCE

LIMITED PARTNERSHIP

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