Vale Bankruptcy & Debt Lawyer, Oregon

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Not enough matches for Vale Bankruptcy & Debt lawyer.
Below are all Vale lawyers.

Dustin A Martinsen

Traffic, Wills & Probate, Divorce & Family Law, Bankruptcy & Debt

Status: Licensed: 11 Years

CONTACT

Vale, OR 97918

Robert David Butler

Real Estate, Industry Specialties, Wills & Probate, Estate

Status: Licensed: 58 Years

CONTACT

Vale, OR 97918

Carol Dehaven Skerjanec

Lawsuit & Dispute, Immigration, Government, Estate

Status: Licensed: 31 Years

CONTACT

4325 S. Road, Vale, OR 97918

Larry Sullivan

Family Law, Adoption, Divorce & Family Law

Status: Licensed: 47 Years

CONTACT

280 A Street E., Vale, OR 97918

Marcus Oatman

General Practice

Status: Licensed: 13 Years

CONTACT

252 B St W, Vale, OR 97918

Brian T Zanotelli

Lawsuit & Dispute, Criminal, Accident & Injury

Status: Licensed: 27 Years

CONTACT

160 Main St S, Vale, OR 97918

Lung S Hung

General Practice

Status: Licensed: 22 Years

CONTACT

251 B St, Vale, OR 97918

Stephanie Williams

Divorce & Family Law

Status: Licensed: 33 Years

CONTACT

251 B St W, Vale, OR 97918

H Clifford Looney

Government

Status: Licensed: 59 Years

CONTACT

292 Main St S, Vale, OR 97918

R David Butler

Real Estate, Criminal, Civil & Human Rights, Bankruptcy & Debt

Status: Licensed: 28 Years

CONTACT

292 Main St S, Vale, OR 97918

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

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Vale Bankruptcy & Debt Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Dustin A Martinsen

Robert David Butler

Carol Dehaven Skerjanec

Larry Sullivan

Marcus Oatman

Brian T Zanotelli

Lung S Hung

Stephanie Williams

H Clifford Looney

R David Butler

TIPS

LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

REAFFIRMATION

MEETING OF CREDITORS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

GRACE PERIOD

DEBT COLLECTOR

PRESUMED ABUSE

UNDUE HARDSHIP

GENERAL PARTNER

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